Whatcom County property record for 396 E Smith Rd, Bellingham, WA 98226
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 1989 |
| Lot Size | 10.2 acres (445,183 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,436 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 101194 |
| Primary APN | 101194 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 445,183 sqft (10.2 acres) |
| Deck Area | 16 sqft |
| Storage Building | 1,120 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 101194 |
|---|---|
| Street Address | 396 E SMITH RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9763 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | R5A |
| Legal Description | S 1/2 OF E 20 ACRES OF W 1/2 SE-STRIP 16.5 FT WIDE OFF W SIDE OF SE SE-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 960118033 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 30 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10701 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 396 E SMITH RD, BELLINGHAM, WA 98226-9763 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,436.00 (+16.34%) | $506,210 (+0.95%) Land $408,394 Building $97,816 | $506,210 (+0.95%) Land $408,394 Building $97,816 |
| 2022 | $501,426 Land $365,809 Building $135,617 | $501,426 Land $365,809 Building $135,617 | |
| 2021 | $3,813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEER CREEK WATER ASSOC. private · serves 2,000 people · EPA ID WA5318418 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Verizon.
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