Clay County property record for 3478 Rustic Ln, Middleburg, FL 32068 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,724 sqft Heated Area |
| Lot Size | 51,836 sqft (1.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $33,000 (2017) |
| Tax Bill | $3,838.00 (2025) |
| Primary APN | 19-05-25-010084-002-21 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,724 sqft Heated Area |
| Gross Area | 2,618 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 51,836 sqft (1.19 acres) |
| Depth X Width | 323 ft x 162 ft Depth x Width |
| Garage Area | 1,080 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 3478 RUSTIC LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5837 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 18 RUSTIC OAKS AS REC O R3983 PG 286 |
| Legal Range | 25 |
| Legal Township | 05 |
| Legal Section | 19 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Block | 453 |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | PENNEY FARMS |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 31203 |
Source: Clay County records · APN 19-05-25-010084-002-21
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3478 RUSTIC LN, MIDDLEBURG, FL 32068-5837 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 15, 2019 | Loan Modification, Mortgage FIRST FED'L SVGS BK |
| Jul 23, 2018 | Trustee's Deed, Construction Loan · Building or Construction Mortgage FIRST FSB/FL |
| Jun 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Deed Doc Number | 2017030115 |
| Deed Book / Page | 3983 / 0286 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3478 RUSTIC LN, MIDDLEBURG, FL 32068-5837 |
| Document Number | 0042281317 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3478 RUSTIC LN MIDDLEBURG FL 320685837, MIDDLEBURG, FL 32068-5837 |
| Document Number | 0042281317 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 004228/001317 |
| Instrument | 47646 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LAKE CITY, FL 32055 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 05, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jul 23, 2018 |
| Property Address | 3478 RUSTIC LN, MIDDLEBURG, FL 32068-5837 |
| Document Number | 0041060020 |
| Book / Page | 004106 / 000020 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 37970 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Title Company | REALITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3478 RUSTIC LN MIDDLEBURG FL 320685837, MIDDLEBURG, FL 32068-5837 |
| Document Number | 41060020 |
|---|---|
| Date | Jul 23, 2018 |
| Book Page | 004106/000020 |
| Instrument | 37970 |
| Name | FIRST FSB/FL |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | LAKE CITY, FL 32055 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 13, 2017 |
| Property Address | 3478 RUSTIC LN, MIDDLEBURG, FL 32068-5837 |
| Document Number | 0039830286 |
| Book / Page | 003983 / 000286 |
| Instrument Date | Jun 09, 2017 |
| Instrument | 30115 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2017 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $231.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3800 NATURE WALK CT MIDDLEBURG FL 320685795, MIDDLEBURG, FL 32068-5795 |
| Document Number | 39830288 |
|---|---|
| Date | Jun 13, 2017 |
| Book Page | 003983/000288 |
| Instrument | 30116 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 12, 2032 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,838.00 (-1.72%) Homeowner's exemption | $291,780 (+5.99%) | $420,829 (+5.65%) Land $53,550 Building $367,279 |
| 2023 | $3,905.00 (+6.2%) Homeowner's exemption | $275,299 (+3%) | $398,322 (+17.6%) Land $53,550 Building $344,772 |
| 2022 | $3,677.00 Homeowner's exemption | $267,281 | $338,697 Land $35,700 Building $302,997 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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