3472 Rustic Ln, Middleburg, FL 32068 Property Records

Clay County property record for 3472 Rustic Ln, Middleburg, FL 32068 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1994
Square Footage	1,367 sqft Living Area
Lot Size	56,628 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$207,000 (2021)
Tax Bill	$2,696.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`19-05-25-010084-002-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Building Area	1,367 sqft Living Area
Gross Area	1,827 sqft Gross Area
1st Floor	1,367 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	56,628 sqft (1.3 acres)
Depth X Width	314 ft x 150 ft Depth x Width
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Patio Area	120 sqft Patio
Porch Area	95 sqft Porch
Storage Building	16 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	3472 RUSTIC LN
City	MIDDLEBURG
State	FL
Zip	32068-5837
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 17 RUSTIC OAKS AS REC OR 4405 PG 1237
Legal Range	25E
Legal Township	05S
Legal Section	19
Legal Subdivision	RUSTIC OAKS
Legal Lot Number	17
Jurisdiction	CLAY FL
Minor Civil Division	PENNEY FARMS
Census Blockgroup	1
Census Block	1011
Census Tract	31203

Owner

Source: Clay County records · APN 19-05-25-010084-002-20

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3472 RUSTIC LN, MIDDLEBURG, FL 32068-5837
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Oct 02, 2012
Deed Doc Number	20214124
Deed Book / Page	4405 / 1237
Prior Transfer Date	Sep 26, 2012
Prior Transfer Doc	0034552144
Record Refreshed	Jun 08, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jan 21, 2021
Property Address	3472 RUSTIC LN, MIDDLEBURG, FL 32068-5837
Document Number	0044051237
Book / Page	4405 / 1237
Instrument Date	Jan 14, 2021
Instrument	2021004124
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	190 ADVANCE RD, 190, WEATHERFORD, TX 76088-1220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3472 RUSTIC LN, MIDDLEBURG, FL 32068-5837

Mortgage

Document Number	0044051239
Date	Jan 21, 2021
Instrument	4405/1239

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,828.00 (+4.9%) Homeowner's exemption	$225,590 (+5.99%)	$257,914 (+4.2%) Land $58,500 Building $199,414
2024	$2,696.00 (-8.8%)
2023	$2,956.00 (+7.33%) Homeowner's exemption	$212,848 (+3%)	$247,522 (+19.78%) Land $58,500 Building $189,022
2022	$2,754.00 Homeowner's exemption	$206,649 Land $39,000 Building $167,649	$206,649 Land $39,000 Building $167,649

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,429 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.