Clay County property record for 3473 Rustic Ln, Middleburg, FL 32068 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1995 |
| Square Footage | 2,113 sqft Living Area |
| Lot Size | 71,003 sqft (1.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2017) |
| Tax Bill | $2,767.00 (2024) |
| Primary APN | 19-05-25-010084-002-23 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 2,113 sqft Living Area |
| Gross Area | 2,377 sqft Gross Area |
| 1st Floor | 2,113 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 71,003 sqft (1.63 acres) |
| Garage Area | 1,800 sqft Garage |
| Deck Area | 552 sqft Deck |
| Porch Area | 284 sqft Porch |
| Storage Building | 264 sqft Storage Building |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 3473 RUSTIC LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5838 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 20 RUSTIC OAKS AS REC OR 4039 PG 1599 |
| Legal Range | 25E |
| Legal Township | 05S |
| Legal Section | 19 |
| Legal Subdivision | RUSTIC OAKS |
| Legal Lot Number | 20 |
| Jurisdiction | CLAY FL |
| Minor Civil Division | PENNEY FARMS |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 31203 |
Source: Clay County records · APN 19-05-25-010084-002-23
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3473 RUSTIC LN, MIDDLEBURG, FL 32068-5838 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2021 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Dec 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC |
| Dec 18, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2017 · Amount on Record |
| Deed Sale | Dec 18, 2017 · Amount on Record |
| Prior Sale | Sep 29, 2016 · Amount on Record |
| Deed Doc Number | 201764090 |
| Deed Book / Page | 4039 / 1599 |
| Prior Transfer Date | Feb 07, 2014 |
| Prior Transfer Doc | 0036211571 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3473 RUSTIC LN, MIDDLEBURG, FL 32068-5838 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3473 RUSTIC LN, MIDDLEBURG, FL 32068-5838 |
| Document Number | 0045441025 |
|---|---|
| Date | Dec 06, 2021 |
| Book Page | 4544/1025 |
| Instrument | 2021077387 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 05, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3473 RUSTIC LN, MIDDLEBURG, FL 32068-5838 |
| Document Number | 0043890941 |
| Instrument Date | Dec 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3473 RUSTIC LN MIDDLEBURG FL 320685838, MIDDLEBURG, FL 32068-5838 |
| Document Number | 0043890941 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 004389/000941 |
| Instrument | 65879 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 18, 2017 |
| Property Address | 3473 RUSTIC LN, MIDDLEBURG, FL 32068-5838 |
| Document Number | 0040391599 |
| Book / Page | 4039 / 1599 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 2017064090 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | TIMESHARE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3473 RUSTIC LN, 3473, MIDDLEBURG, FL 32068-5838 |
| Name | Verified Name |
|---|---|
| Address | 3473 RUSTIC LN, MIDDLEBURG, FL 32068-5838 |
| Document Number | 2017064546 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 2017064546 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,902.00 (+4.88%) Homeowner's exemption | $230,424 (+5.99%) | $403,575 (+3.9%) Land $73,350 Building $330,225 |
| 2024 | $2,767.00 (-8.56%) | ||
| 2023 | $3,026.00 (+27.73%) Homeowner's exemption | $217,409 (+19.87%) | $388,423 (+29.18%) Land $73,350 Building $315,073 |
| 2022 | $2,369.00 Homeowner's exemption | $181,368 | $300,681 Land $48,900 Building $251,781 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 17% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,149 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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