Pasco County property record for 34770 Ruffing Rd, Dade City, FL 33523
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,527 sqft · built 2019 |
| Lot Size | 7.73 acres (336,719 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $90,000 (Sep 2013) |
| Tax Bill | $7,336 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Jul 2018 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-24-21-0000-00300-0050 |
| Primary APN | 30-24-21-0000-00300-0050 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,527 sqft Living Area |
| Gross Area | 3,909 sqft |
| 1st Floor Area | 1,877 sqft |
| Upper Floors Area | 650 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 336,719 sqft (7.73 acres) |
| Garage Area | 910 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 472 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 0096902 |
|---|---|
| Street Address | 34770 RUFFING RD |
| City | DADE CITY |
| State | FL |
| Zip | 33523-7615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0AR1 |
| Legal Description | PORTION OF NORTH 14 ACRES OF W1/2 OF NE1/4 OF NE1/4 OF SEC 30 DESC AS: COM AT NE COR OF SECTION 30 TH N89DEG 50'34"W 1326.84 |
| Legal Range | 21E |
| Legal Township | 24S |
| Legal Section | 30 |
| Legal Subdivision | ACREAGE & UNREC |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 32300 |
Source: Pasco County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 14, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 30, 2018 | Deed of Trust, Mortgage · Construction Mortgage CENTENNIAL BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 21, 2019 | Loan Modification, Mortgage CENTENNIAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2013 · Amount on Record |
| Deed Sale | Sep 30, 2013 · Amount on Record |
| Deed Document Number | 2013169108 |
| Deed Book / Page | 8939 / 0161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Document Number | 0103481951 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 10348/1951 |
| Instrument | 2021101074 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0097641883 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 9764/1883 |
| Instrument | 2018128072 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Aug 1, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Document Number | 0102441769 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 10244/1769 |
| Instrument | 2020220095 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 34770 RUFFING RD, DADE CITY, FL 33523-7615 |
| Document Number | 0100020001 |
| Instrument Date | Oct 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 34770 RUFFING RD DADE CITY FL 33523, DADE CITY, FL 33523 |
| Document Number | 0100020001 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 010002/000001 |
| Instrument | 189537 |
| Name | CENTENNIAL BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 4, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
Source: Pasco County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,336.00 (+14.66%) Homeowner's exemption | $464,940 (+13.92%) Land $123,349 Building $341,591 | $518,084 (+6.7%) Land $123,349 Building $394,735 |
| 2023 | $6,398.00 (+11.13%) Additional exemption filed | $408,120 (+3%) Land $123,349 Building $284,771 | $485,550 (+7.6%) Land $123,349 Building $362,201 |
| 2022 | $5,757.00 Homeowner's exemption | $396,240 Land $123,349 Building $272,891 | $451,273 Land $123,349 Building $327,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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