Pasco County property record for 34632 Ruffing Rd, Dade City, FL 33523
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 ba · 3,442 sqft · built 1940 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 1999) |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-24-21-0000-00400-0000 |
| Primary APN | 30-24-21-0000-00400-0000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,442 sqft Living Area |
| 1st Floor Area | 3,442 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Multi-Family |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| View / Lot | Rural |
| Porch | Porch |
| Porch Area | 206 sqft |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 34644 RUFFING RD |
|---|---|
| City | DADE CITY |
| State | FL |
| Zip | 33523-7539 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | AR |
| Legal Description | NW1/4 OF NE1/4 OF NW1/4 OF NE1/4 OR 8702 PG 837 |
| Legal Range | 21E |
| Legal Township | 24S |
| Legal Section | 30 |
| Legal Block | 4 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 32300 |
34632 Ruffing Rd, a residential property, is owned and occupied by two individuals who bought it in January 1999.
Source: Pasco County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34644 RUFFING RD, DADE CITY, FL 33523-7539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 11, 1999 · Amount on File |
| Deed Sale | Jan 11, 1999 · Amount on File |
| Deed Book / Page | 4075 / 1420 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 34632 RUFFING RD, DADE CITY, FL 33523-7539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LARKIN & LARKIN TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0099352801 |
|---|---|
| Date | Jul 9, 2019 |
| Book Page | 9935/2801 |
| Instrument | 2019115232 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2034 |
The 2025 property tax bill for 34632 Ruffing Rd was $2,101 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,112 (+1.2%) | $131,889 (-) Land $54,235 Building $77,654 | |
| 2025 | $2,101.00 Homeowner's exemption | $123,632 Land $54,235 Building $69,397 | $131,889 Land $54,235 Building $77,654 |
| 2023 | $2,010.00 Additional exemption filed | $122,385 Land $54,235 Building $68,150 | $135,046 Land $54,235 Building $80,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34632 Ruffing Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34632 Ruffing Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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