Pasco County property record for 34486 Ruffing Rd, Dade City, FL 33523
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 3 ba · 3,522 sqft · built 2020 |
| Lot Size | 8.73 acres (380,279 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (May 2019) |
| Tax Bill | $3,590 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Feb 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-24-21-0000-00400-0010 |
| Primary APN | 30-24-21-0000-00400-0010 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,522 sqft Gross Area |
| 1st Floor Area | 2,262 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 380,279 sqft (8.73 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 900 sqft |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 34486 RUFFING RD |
|---|---|
| City | DADE CITY |
| State | FL |
| Zip | 33523-7616 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Local Zoning Code | AR |
| Legal Description | NW1/4 OF NW1/4 OF NE1/4 OF SECTION 30 LESS SOUTH 50.00 FT THEREOF & LESS POR DESC IN MB 4 PG 214 |
| Legal Range | 21E |
| Legal Township | 24S |
| Legal Section | 30 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 32300 |
34486 Ruffing Rd, timberland, forest, woodland vacant land, is owned and occupied by two individuals who bought it in May 2019.
Source: Pasco County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34486 RUFFING RD, DADE CITY, FL 33523-7616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Line of Credit SUNCOAST CU |
| Feb 25, 2020 | Deed of Trust, Construction Loan · Construction Mortgage MIDFLORIDA CU ISAOA |
| May 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Prior Sale | Sep 8, 1997 · Amount on File |
| Deed Document Number | 201977999 |
| Deed Book / Page | 9902 / 2744 |
| Transfer Doc | 3801000160 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Property Address | 34486 RUFFING RD, DADE CITY, FL 33523-7616 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 34486 RUFFING RD, DADE CITY, FL 33523-7616 |
| Document Number | 0104462698 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 10446/2698 |
| Instrument | 2021204862 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Sep 26, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 34486 RUFFING RD, DADE CITY, FL 33523-7616 |
| Document Number | 0100582831 |
| Book / Page | 010058 / 002831 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 32510 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3932 CONSTANTINE LOOP WESLEY CHAPEL FL 335434913, WESLEY CHAPEL, FL 33543-4913 |
| Document Number | 100582831 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 010058/002831 |
| Instrument | 32510 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 8, 2019 |
| Property Address | 34486 RUFFING RD, DADE CITY, FL 33523-7616 |
| Document Number | 0099022744 |
| Book / Page | 009902 / 002744 |
| Instrument Date | May 3, 2019 |
| Instrument | 77999 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2019 |
| Title Company | LARKIN AND LARKIN TITLE SERVICES, LARKIN & LARKIN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $973.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3932 CONSTANTINE LOOP WESLEY CHAPEL FL 335434913, WESLEY CHAPEL, FL 33543-4913 |
| Document Number | 99022746 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 009902/002746 |
| Instrument | 78000 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 7, 2024 |
The 2025 property tax bill for 34486 Ruffing Rd was $3,590 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,538 (+2.68%) | $467,914 (-1.78%) Land $147,439 Building $320,475 | |
| 2025 | $3,590.00 Homeowner's exemption | $241,078 Land $29,765 Building $211,313 | $476,416 Land $29,765 Building $446,651 |
| 2023 | $3,371.00 (+11.36%) Additional exemption filed | $227,568 (+2.97%) Land $29,765 Building $197,803 | $474,442 (+8.18%) Land $29,765 Building $444,677 |
| 2022 | $3,027.00 Homeowner's exemption | $220,998 Land $29,765 Building $191,233 | $438,576 Land $29,765 Building $408,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34486 Ruffing Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 2 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34486 Ruffing Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 53% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
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