1. Home
  2. Florida
  3. Clay County
  4. Fleming Island
  5. Westover Rd

3475 Westover Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 3475 Westover Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,079 sqft · built 1961
Lot Size0.911 acres (39,726 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Sep 2019)
Tax Bill$6,430 (2025)
Deeds & MortgagesFeb 2023 Second Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44-04-26-014107-000-00

Property Details

APN / Parcel Number

Primary APN44-04-26-014107-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,079 sqft Heated Area
Gross Area2,787 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area39,726 sqft (0.911 acres)
Lot Dimensions375 ft deep x 106 ft wide
Garage Area616 sqft

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area92 sqft
Patio Area225 sqft
FenceFence
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3475 WESTOVER RD
CityFLEMING ISLAND
StateFL
Zip32003-7101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 23 WESTOVER AS REC O R 4230 PG 209
Legal Range26
Legal Township04
Legal Section44
Legal SubdivisionWESTOVER
Legal Lot Number23
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1001
Census Tract30701

Owner

Source: Clay County records · APN 44-04-26-014107-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3475 WESTOVER RD, ORANGE PARK, FL 32003-7101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Sep 10, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2019 · Amount on Record
Deed SaleSep 10, 2019 · Amount on Record
Deed Document Number2019048628
Deed Book / Page4230 / 0209
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3475 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Transaction TypeMortgage
Record UpdatedMar 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 WESTOVER RD, FLEMING ISLAND, FL 32003-7101

Mortgage

Document Number0046921662
DateFeb 27, 2023
Book Page4692/1662
Instrument2023008743
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term242 Months
DueApr 01, 2043

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 10, 2019
Property Address3475 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number0042300209
Book / Page4230 / 0209
Map ReferenceMB 3 PG 25
Instrument DateSep 06, 2019
Instrument2019048628
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyRICHARD T MOREHEAD T&E INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11286 ILLFORD DR, 11286, JACKSONVILLE, FL 32246-7680

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 WESTOVER RD, FLEMING ISLAND, FL 32003-7101

Mortgage

Document Number0004230211
DateSep 10, 2019
Instrument4230/211
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,430.00 (+1.44%) Homeowner's exemption$461,733 (+5.99%)$689,792 (+20.05%) Land $569,750 Building $120,042
2023$6,339.00 (+4.85%) Homeowner's exemption$435,652 (+3%)$574,571 (+14.88%) Land $455,800 Building $118,771
2022$6,046.00 Homeowner's exemption$422,964$500,130 Land $398,825 Building $101,305

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 132 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims26 (2005–2020)
Claims Outside the SFHA10 of 26
Most Recent ClaimJul 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 21 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
IQ Fiber Intermediate Holdings
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

Based on FCC filings for 140 locations within half a mile of this property.

Nearby Properties on Westover Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures