3447 Westover Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 3447 Westover Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,308 sqft · built 1950
Lot Size	1.17 acres (51,183 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Nov 2019)
Tax Bill	$7,083 (2025)
Deeds & Mortgages	Nov 2019 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`44-04-26-014109-000-00`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014109-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,308 sqft Heated Area
Gross Area	1,574 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	51,183 sqft (1.17 acres)
Lot Dimensions	434 ft deep x 118 ft wide

Exterior Amenities

Porch	Porch
Porch Area	196 sqft
Patio Area	70 sqft
Storage Building	925 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3447 WESTOVER RD
City	FLEMING ISLAND
State	FL
Zip	32003-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 25 WESTOVER AS REC O R 4250 PGS 954 & 956
Legal Range	26
Legal Township	04
Legal Section	44
Legal Subdivision	WESTOVER
Legal Lot Number	25
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1001
Census Tract	30701

Owner

Source: Clay County records · APN 44-04-26-014109-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3447 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Nov 12, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 12, 2019 · Amount on Record
Deed Sale	Nov 12, 2019 · Amount on Record
Prior Sale	Nov 12, 2019 · Amount on Record
Deed Document Number	2019060403
Deed Book / Page	4250 / 0954
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 12, 2019
Property Address	3447 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number	0042500956
Book / Page	004250 / 000956
Instrument Date	Nov 01, 2019
Instrument	60404
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3447 WESTOVER RD FLEMING ISLAND FL 320037101, FLEMING ISLAND, FL 32003-7101

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Nov 12, 2019
Property Address	3447 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number	0042500954
Book / Page	004250 / 000954
Instrument Date	Nov 01, 2019
Instrument	60403
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3447 WESTOVER RD FLEMING ISLAND FL 320037101, FLEMING ISLAND, FL 32003-7101

Mortgage

Document Number	42500958
Date	Nov 12, 2019
Book Page	004250/000958
Instrument	60405

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 11, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,083.00 (+1.87%) Homeowner's exemption	$504,545 (+5.99%)	$720,346 (+23.43%) Land $666,792 Building $53,554
2023	$6,953.00 (+4.67%) Homeowner's exemption	$476,045 (+3%)	$583,604 (+14.67%) Land $533,434 Building $50,170
2022	$6,643.00 Homeowner's exemption	$462,180	$508,941 Land $466,754 Building $42,187

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Intermediate Holdings Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 140 locations within half a mile of this property.

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