3461 Westover Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 3461 Westover Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,808 sqft · built 1990
Lot Size	0.975 acres (42,471 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2018)
Tax Bill	$8,841 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44-04-26-014108-000-00`

Property Details

APN / Parcel Number

Primary APN	`44-04-26-014108-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	42,471 sqft (0.975 acres)
Lot Dimensions	383 ft deep x 111 ft wide
Garage Area	576 sqft
Pool Area	392 sqft
Porch	Open/Unfinished Porch
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3461 WESTOVER RD
City	FLEMING ISLAND
State	FL
Zip	32003-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 24 WESTOVER AS REC OR 4230 PG 1532 & 4409 PGS 1760 & 1773
Legal Range	26E
Legal Township	04S
Legal Section	44
Legal Subdivision	WESTOVER
Legal Block	TR
Legal Lot Number	24
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1001
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Feb 1, 2021	Intrafamily Transfer, Transfer OMEGA TITLE FLORIDA LLC
Sep 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 25, 2018	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	201832478
Deed Book / Page	4096 / 970
Last Transfer Date	Jan 19, 2021
Transfer Doc	0044091773
Record Updated	Jun 8, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Feb 1, 2021
Property Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number	0044091760
Book / Page	4409 / 1760
Map Reference	MB 3 PG 25
Instrument Date	Jan 19, 2021
Instrument	2021006148
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	NOT AVAILABLE, OMEGA TITLE FLORIDA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101

Mortgage

Document Number	0044091762
Date	Feb 1, 2021
Instrument	4409/1762

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Feb 1, 2021
Property Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number	0044091773
Book / Page	4409 / 1773
Map Reference	MB 3 PG 25
Instrument Date	Jan 19, 2021
Instrument	2021006150
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OMEGA TITLE FLORIDA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3461 WESTOVER RD, 3461, FLEMING ISLAND, FL 32003-7101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Sep 11, 2019
Property Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number	0042301532
Book / Page	004230 / 001532
Instrument Date	Sep 6, 2019
Instrument	49024
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3461 WESTOVER RD FLEMING ISLAND FL 320037101, FLEMING ISLAND, FL 32003-7101

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 25, 2018
Property Address	3461 WESTOVER RD, FLEMING ISLAND, FL 32003-7101
Document Number	0040960970
Book / Page	004096 / 000970
Instrument Date	Jun 19, 2018
Instrument	32478
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3461 WESTOVER RD FLEMING ISLAND FL 320037101, FLEMING ISLAND, FL 32003-7101

Mortgage

Document Number	40960972
Date	Jun 25, 2018
Book Page	004096/000972
Instrument	32479

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,841.00 (+4.64%) Homeowner's exemption	$619,828 (+5.99%)	$781,435 (+18.82%) Land $601,065 Building $180,370
2024	$8,449.00 (-1.8%)
2023	$8,604.00 (+4.29%) Homeowner's exemption	$584,816 (+3%)	$657,652 (+14.88%) Land $480,852 Building $176,800
2022	$8,250.00 Homeowner's exemption	$567,783	$572,452 Land $420,746 Building $151,706

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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