Charles County property record for 3475 Laurel Dr, Indian Head, MD 20640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,781 sqft · built 1953 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Sep 2021) |
| Tax Bill | $10,328 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-023553 |
| Primary APN | 07-023553 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,781 sqft Living Area |
| 1st Floor Area | 1,781 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft |
| Garage Type | Carport |
| Garage Area | 400 sqft |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 023553 |
|---|---|
| Street Address | 3475 LAUREL DR |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WCD |
| Legal Description | LOT 20 LAUREL DR SUB |
| Legal Subdivision | LAUREL DR SUB |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 850102 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WOLTERS KLUWER FINANCIAL SER |
| Feb 24, 2023 | Deed of Trust, Mortgage · Line of Credit PRINCE GEORGES COMMUNITY FCU |
| Sep 1, 2021 | Personal Representative Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2021 · Amount on Record |
| Deed Sale | Sep 1, 2021 · Amount on Record |
| Deed Book / Page | 12042 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jul 6, 2026 |
| Property Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Document Number | 1413000037 |
| Book / Page | 14131 / 37 |
| Instrument Date | Jul 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Document Number | 1413000037, |
|---|---|
| Date | Jul 6, 2026 |
| Book Page | 14131/37 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 24, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Document Number | 0128600172 |
|---|---|
| Date | Feb 24, 2023 |
| Book Page | 12860/172 |
| Name | PRINCE GEORGES COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | BOWIE, MD 20721 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 1, 2021 |
| Property Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Document Number | 0120420001 |
| Book / Page | 12042 / 1 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | TITLE PROFESSIONALS LIMITED, TITLE PROFESSIONALS LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3475 LAUREL DR, INDIAN HEAD, MD 20640-3103 |
| Document Number | 120426 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 12042/6 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,300 (+2.1%) | $359,500 (+6.3%) Land $126,100 Building $233,400 | |
| 2025 | $10,328.00 (+172.51%) | $338,200 (+28.3%) Land $81,100 Building $257,100 | $338,200 (-) Land $81,100 Building $257,100 |
| 2023 | $3,790.00 | $263,600 | $338,200 Land $81,100 Building $257,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2012–2013) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL WATER SUPPLY private · serves 50 people · EPA ID MD0080026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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