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3495 Laurel Dr, Indian Head, MD 20640 Property Records

Charles County property record for 3495 Laurel Dr, Indian Head, MD 20640

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,548 sqft · built 1958
Lot Size0.91 acres (39,639 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Jun 2022)
Tax Bill$12,314 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-035926

Property Details

APN / Parcel Number

Primary APN07-035926
Alternative APNs
  • 7035926
  • 035926

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,548 sqft Living Area
Gross Area2,764 sqft
1st Floor Area1,512 sqft
Basement Area1,036 sqft
Finished Basement1,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area39,639 sqft (0.91 acres)
Garage TypeDetached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area498 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number035926
Street Address3495 LAUREL DR
CityINDIAN HEAD
StateMD
Zip20640-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeWCD
Legal DescriptionLOT 21 MONTROSE SUB
Legal SubdivisionMONTROSE SUB
Legal Block2
Legal Lot Number21
JurisdictionCHARLES MD
Township / Civil Division7, POMONKEY
Census Block Group2
Census Block2024
Census Tract850102

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3495 LAUREL DR, INDIAN HEAD, MD 20640-3103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleAug 21, 2014 · Amount on Record
Deed Book / Page12597 / 350
Transfer Doc0035820406
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateJun 15, 2022
Property Address3495 LAUREL DR, INDIAN HEAD, MD 20640-3103
Document Number0125970350
Book / Page12597 / 350
Instrument DateMay 25, 2022
Transaction TypeTransfer
Record UpdatedJul 1, 2022
Title CompanyOPTIMA TTL SLN & ESCROW LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,112.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15300 CHRISTY LN, 15300, WALDORF, MD 20601-4304

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3495 LAUREL DR, INDIAN HEAD, MD 20640-3103

Mortgage

Document Number0012597358
DateJun 15, 2022
Instrument12597/358
Lender
NameEAGLE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2052

Mortgage

Document Number0125970373
DateJun 15, 2022
Book Page12597/373
Lender
NameEAGLE BANK
TypeBank
AddressROCKVILLE, MD 20852
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$429,333 (+3.8%)$460,800 (+11.41%) Land $126,300 Building $334,500
2025$12,314.00 (+199.61%)$413,600 (+43.74%) Land $73,500 Building $340,100$413,600 (-) Land $73,500 Building $340,100
2023$4,110.00$287,733$413,600 Land $73,500 Building $340,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2012–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUREL WATER SUPPLY
private · serves 50 people · EPA ID MD0080026
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber		980 / 880

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