3455 Laurel Dr, Indian Head, MD 20640 Property Records

Charles County property record for 3455 Laurel Dr, Indian Head, MD 20640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,869 sqft · built 1953
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2021)
Tax Bill	$11,184 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-032552`

Property Details

APN / Parcel Number

Primary APN	`07-032552`
Alternative APNs	`7032552` `032552`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,246 sqft
Basement Area	623 sqft
Finished Basement	623 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	49,658 sqft
Garage Type	Detached
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	032552
Street Address	3455 LAUREL DR
City	INDIAN HEAD
State	MD
Zip	20640-3103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WCD
Legal Description	LOT 18 MONTROSE SUB
Legal Subdivision	MONTROSE SUB
Legal Block	2
Legal Lot Number	18
Jurisdiction	CHARLES MD
Township / Civil Division	7, POMONKEY
Census Block Group	2
Census Block	2024
Census Tract	850102

Owner

3455 Laurel Dr is owned and occupied by an individual who bought it in December 2021.

Source: Charles County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3455 LAUREL DR, INDIAN HEAD, MD 20640-3103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on File
Deed Sale	Dec 28, 2021 · Amount on File
Prior Sale	Dec 5, 2000 · Amount on File
Deed Book / Page	12299 / 233
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLES MD
Recording Date	Dec 28, 2021
Property Address	3455 LAUREL DR, INDIAN HEAD, MD 20640-3103
Document Number	0122990233
Book / Page	12299 / 233
Instrument Date	Nov 19, 2021
Transaction Type	Transfer
Record Updated	Jan 12, 2022
Title Company	ICON TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3455 LAUREL DR, INDIAN HEAD, MD 20640-3103

Mortgage

Document Number	0012299240
Date	Dec 28, 2021
Instrument	12299/240

Lender

Name	IBANEZ MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3455 Laurel Dr was $11,184.

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,967	$410,500 Land $126,100 Building $284,400
2025	$11,184.00
2023	$3,712.00	$257,700	$370,700 Land $81,100 Building $289,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3455 Laurel Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2012–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3455 Laurel Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUREL WATER SUPPLY private · serves 50 people · EPA ID MD0080026
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880