3475 Flagstone St, Waldorf, MD 20601 Property Records

Charles County property record for 3475 Flagstone St, Waldorf, MD 20601

Property Summary

Property TypeTownhouse
Details3 ba · 2,557 sqft · built 2016
Lot Size0.057 acres (2,483 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Nov 2016)
Tax Bill$19,128 (2025)
Deeds & MortgagesDec 2019 Mortgage
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN06-354363

Property Details

APN / Parcel Number

Primary APN06-354363
Alternative APN
  • 354363

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area2,557 sqft Living Area
Gross Area2,937 sqft
1st Floor Area599 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,483 sqft (0.057 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area29 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number354363
Street Address3475 FLAGSTONE ST
CityWALDORF
StateMD
Zip20601-4655
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRH
Legal DescriptionLOT 23 PH 2 SEC 2 STONEBRIDGE SUB
Legal SubdivisionSTONEBRIDGE SUB
Legal Phase2
Legal Block2
Legal Lot Number23
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group2
Census Block2008
Census Tract850802

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3475 FLAGSTONE ST, WALDORF, MD 20601-4655
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Dec 23, 2019Loan Modification, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2016 · Amount on Record
Deed SaleNov 1, 2016 · Amount on Record
Prior SaleSep 15, 2015 · Amount on Record
Deed Book / Page9583 / 155
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3475 FLAGSTONE ST, WALDORF, MD 20601-4655
Document Number0109700473
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655

Mortgage

Document Number0109700473
DateJan 23, 2020
Book Page010970/000473
Lender
NameHUD-HOUSING/URBAN DEV
Address3475 FLAGSTONE ST, WALDORF, MD 20601-4655
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLES MD
Property Address3475 FLAGSTONE ST, WALDORF, MD 20601-4655
Document Number0109700466
Instrument DateDec 23, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3475 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655

Mortgage

Document Number0109700466
DateJan 23, 2020
Book Page010970/000466
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$441,767 (+1.48%)$448,200 (-) Land $95,000 Building $353,200
2025$19,128.00 (+169.64%)$435,333 (+10.15%)$448,200 (+4.5%) Land $95,000 Building $353,200
2023$7,094.00$395,233$428,900 Land $120,000 Building $308,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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