Charles County property record for 3458 Flagstone St, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,442 sqft · built 2016 |
| Lot Size | 0.057 acres (2,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Feb 2020) |
| Tax Bill | $19,588 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-354388 |
| Primary APN | 06-354388 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,442 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 694 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,483 sqft (0.057 acres) |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 354388 |
|---|---|
| Street Address | 3458 FLAGSTONE ST |
| City | WALDORF |
| State | MD |
| Zip | 20601-4696 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 43 PH 2 SEC 2 STONEBRIDGE SUB |
| Legal Subdivision | STONEBRIDGE SUB |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 43 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 850802 |
3458 Flagstone St, a townhouse, is owned and occupied by an individual who bought it in February 2020.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3458 FLAGSTONE ST, WALDORF, MD 20601-4696 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage CORELOGIC SOLEX |
| Feb 12, 2020 | Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Sep 25, 2017 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2020 · Amount on File |
| Deed Sale | Feb 12, 2020 · Amount on File |
| Prior Sale | Apr 29, 2016 · Amount on File |
| Deed Book / Page | 11002 / 225 |
| Prior Transfer Date | Oct 7, 2016 |
| Prior Transfer Doc | 0095510188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3458 FLAGSTONE ST, WALDORF, MD 20601-4696 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3458 FLAGSTONE ST, WALDORF, MD 20601-4696 |
| Document Number | 0123710447 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 12371/447 |
| Name | CORELOGIC SOLEX |
|---|---|
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 12, 2020 |
| Property Address | 3458 FLAGSTONE ST, WALDORF, MD 20601-4696 |
| Document Number | 0110020225 |
| Book / Page | 011002 / 000225 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | HOME FIRST TITLE GROUP LLC, HOME FIRST TITLE GRP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3458 FLAGSTONE ST WALDORF MD 206014696, WALDORF, MD 20601-4696 |
| Document Number | 110020231 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 011002/000231 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3458 FLAGSTONE ST, WALDORF, MD 20601-4696 |
| Document Number | 0100310209 |
| Book / Page | 010031 / 000209 |
| Instrument Date | Sep 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 3458 FLAGSTONE ST WALDORF MD 206014696, WALDORF, MD 20601-4696 |
| Document Number | 0100310209 |
|---|---|
| Date | Oct 17, 2017 |
| Book Page | 010031/000209 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Oct 16, 2044 |
The 2025 property tax bill for 3458 Flagstone St was $19,588 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $426,833 (+1.37%) | $432,600 (-) Land $95,000 Building $337,600 | |
| 2025 | $19,588.00 Homeowner's exemption | $421,067 | $432,600 Land $95,000 Building $337,600 |
| 2023 | $6,935.00 Homeowner's exemption | $382,767 | $415,300 Land $120,000 Building $295,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3458 Flagstone St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3458 Flagstone St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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