Charles County property record for 3477 Flagstone St, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,197 sqft · built 2016 |
| Lot Size | 0.047 acres (2,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $410,000 (Dec 2022) |
| Tax Bill | $18,687 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-354362 |
| Primary APN | 06-354362 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,197 sqft Living Area |
| Gross Area | 2,577 sqft |
| 1st Floor Area | 479 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,047 sqft (0.047 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 23 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 354362 |
|---|---|
| Street Address | 3477 FLAGSTONE ST |
| City | WALDORF |
| State | MD |
| Zip | 20601-4655 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 22 PH 2 SEC 2 STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 22 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 850802 |
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3477 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage WRIGHT PATMAN CONGRESSIONAL FCU |
| Oct 3, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2022 · Amount on Record |
| Deed Sale | Dec 16, 2022 · Amount on Record |
| Prior Sale | Dec 1, 2016 · Amount on Record |
| Deed Book / Page | 12801 / 302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Dec 16, 2022 |
| Property Address | 3477 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0128010302 |
| Book / Page | 12801 / 302 |
| Map Reference | MB 59 PG 536-538 |
| Instrument Date | Oct 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3477 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0012801311 |
|---|---|
| Date | Dec 16, 2022 |
| Instrument | 12801/311 |
| Name | WRIGHT PATMAN CONGRESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 3477 FLAGSTONE ST, WALDORF, MD 20601-4655 |
| Document Number | 0108620049 |
| Instrument Date | Oct 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3477 FLAGSTONE ST WALDORF MD 206014655, WALDORF, MD 20601-4655 |
| Document Number | 0108620049 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 010862/000049 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 5, 2049 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,600 (+5.91%) Land $95,000 Building $287,600 | $382,600 (-2.87%) Land $95,000 Building $287,600 | |
| 2025 | $18,687.00 (+171.57%) | ||
| 2023 | $6,881.00 | $361,267 | $393,900 Land $120,000 Building $273,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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