3475 E 1120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 3475 E 1120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,388 sqft · built 2025
Lot Size	0.375 acres (16,327 sqft)
Owner	2 Individual Names on File
Last Sale	$776,660 (Oct 2025)
Tax Bill	$2,485 (2025)
Deeds & Mortgages	May 2025 Construction Loan Oct 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-027-0108`

Property Details

APN / Parcel Number

Primary APN	`69-027-0108`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,388 sqft Living Area
Gross Area	6,062 sqft
1st Floor Area	2,388 sqft
Basement Area	2,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Roof Material	Other
Lot Area	16,327 sqft (0.375 acres)
Garage Type	Attached
Garage Area	792 sqft
Porch	Covered Wood Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3475 E 1120 S
City	SPANISH FORK
State	UT
Zip	84660-6495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 108, PLAT A, WILLOW ESTATES AT SPANISH FORK SUB AREA 0.375 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	108
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1032
Census Tract	10305

Owner

3475 E 1120 S is owned and occupied by two individuals who bought it in October 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3475 E 1120 S, SPANISH FORK, UT 84660-6495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2025	Deed of Trust, Mortgage · Construction Mortgage M & T BANK
Oct 30, 2025	Intrafamily Transfer, Transfer BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY
Oct 30, 2025	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on File
Deed Sale	Oct 30, 2025 · Amount on File
Deed Document Number	202584890
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3475 E 1120 S, SPANISH FORK, UT 84660-6495
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	BARTLETT TITLE INSURANCE, BARTLETT TITLE INSURANCE AG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039312
Date	May 28, 2025
Instrument	39312:2025

Lender

Name	M & T BANK
Type	Bank
Address	SANDY, UT 84070

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	18 Months
Due	Nov 15, 2026

Interest

Rate Type	Adjustable Rate

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Oct 30, 2025
Property Address	3475 E 1120 S, SPANISH FORK, UT 84660-6495
Document Number	0000084892
Instrument Date	Oct 30, 2025
Instrument	84892:2025
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3475 E 1120 S, SPANISH FORK, UT 84660-6495

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 30, 2025
Property Address	3475 E 1120 S, SPANISH FORK, UT 84660-6495
Document Number	0000084890
Instrument Date	Oct 30, 2025
Instrument	84890:2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	BARTLETT TITLE INSURANCE, BARTLETT TITLE INSURANCE AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 E 1120 S, SPANISH FORK, UT 84660-6495

Mortgage

Document Number	0000084891
Date	Oct 30, 2025
Instrument	84891:2025

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 3475 E 1120 S was $2,485.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,865	$934,300 Land $258,000 Building $676,300
2025	$2,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3475 E 1120 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3475 E 1120 S is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 54% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: SFCN, Verizon.

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