3462 E 1120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 3462 E 1120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,176 sqft · built 2025
Lot Size	0.512 acres (22,308 sqft)
Owner	2 Individual Names on File
Last Sale	$1,532,340 (Feb 2026)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-027-0117`

Property Details

APN / Parcel Number

Primary APN	`69-027-0117`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,176 sqft Living Area
Gross Area	6,365 sqft
Basement Area	2,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Stucco
Roof Material	Other
Lot Area	22,308 sqft (0.512 acres)
Garage Type	Attached
Garage Area	964 sqft
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3462 E 1120 S
City	SPANISH FORK
State	UT
Zip	84660-6495
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 117, PLAT A, WILLOW ESTATES AT SPANISH FORK SUB AREA 0.512 AC.
Legal Subdivision	SPANISH FORK SUB
Legal Lot Number	117
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1032
Census Tract	10305

Owner

3462 E 1120 S is owned and occupied by two individuals who bought it in February 2026.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3462 E 1120 S, SPANISH FORK, UT 84660-6495
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Construction Mortgage BREDS V LOAN HOLDINGS 2 SUB LLC
Feb 20, 2026	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Feb 20, 2026	Intrafamily Transfer, Transfer BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on File
Deed Sale	Feb 20, 2026 · Amount on File
Deed Document Number	202613905
Prior Transfer Date	Feb 19, 2026
Prior Transfer Doc	0000013907
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	3462 E 1120 S, SPANISH FORK, UT 84660-6495
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	BARTLETT TITLE INSURANCE, BARTLETT TITLE INSURANCE AG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12896 S PONY EXPRESS RD 400, 400, DRAPER, UT 84020-8335

Mortgage

Document Number	0000087641
Date	Nov 7, 2025
Instrument	87641:2025

Lender

Name	BREDS V LOAN HOLDINGS 2 SUB LLC
Address	NEW YORK, NY 10154

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	17 Months
Due	Apr 28, 2027

Interest

Rate Type	Adjustable Rate

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 20, 2026
Property Address	3462 E 1120 S, SPANISH FORK, UT 84660-6495
Document Number	0000013905
Instrument Date	Feb 19, 2026
Instrument	13905:2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3462 E 1120 S, SPANISH FORK, UT 84660-6495
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013906
Date	Feb 20, 2026
Instrument	13906:2026

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Feb 20, 2026
Property Address	3462 E 1120 S, SPANISH FORK, UT 84660-6495
Document Number	0000013907
Instrument Date	Feb 19, 2026
Instrument	13907:2026
Transaction Type	Transfer
Record Updated	Mar 2, 2026
Title Company	BARTLETT TITLE INSURANCE AGENCY INC, BARTLETT TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3462 E 1120 S, SPANISH FORK, UT 84660-6495
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3462 E 1120 S was $2,662.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,945 (+91.01%)	$959,900 (+247.29%) Land $276,400 Building $683,500
2025	$2,662.00	$276,400 Land $276,400	$276,400 Land $276,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3462 E 1120 S in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3462 E 1120 S is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 54% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: SFCN, Verizon.

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