2359 E 1120 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 2359 E 1120 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,637 sqft · built 2003
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$375,100 (Nov 2021)
Tax Bill	$4,501 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Nov 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`51-412-0007`

Property Details

APN / Parcel Number

Primary APN	`51-412-0007`
Alternative APN	`188526`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	2,618 sqft
1st Floor Area	872 sqft
Basement Area	561 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	78 sqft
Deck Area	Deck Area
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	188526
Street Address	2359 E 1120 S
City	SPANISH FORK
State	UT
Zip	84660-6440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7, PLAT A, ROCK COVE SUBDV. AREA 0.150 AC.
Legal Subdivision	ROCK COVE
Legal Lot Number	7
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1002
Census Tract	10405

Owner

2359 E 1120 S is owned by an individual who bought it in November 2021.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4795 REGENT BLVD, IRVING, TX 75063-2467
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Nov 19, 2021	Intrafamily Transfer, Transfer · FHA Mortgage INTERCAP LENDING
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Jan 7, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 30, 2019	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Feb 16, 2017	Warranty Deed, Transfer · FHA Mortgage UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on File
Deed Sale	Nov 19, 2021 · Amount on File
Prior Sale	Feb 16, 2017 · Amount on File
Deed Document Number	2021195078
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0000052133
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Transaction Type	Mortgage
Record Updated	Jul 13, 2022
Title Company	FIRST AMERICAN TITLE INSURA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072062
Date	Jun 17, 2022
Instrument	72062:2022

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 19, 2021
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000195078
Instrument Date	Nov 10, 2021
Instrument	195078:2021
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	TRULY TITLE INC - UTAH, TRULY TITLE INC UTAH

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440

Mortgage

Document Number	0000195079
Date	Nov 19, 2021
Instrument	195079:2021

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104540
Date	Jun 8, 2021
Instrument	104540:2021

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Oct 1, 2050

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Apr 27, 2022
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000052133
Instrument Date	Sep 11, 2020
Instrument	52133:2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4795 REGENT BLVD, IRVING, TX 75063-2467

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jan 7, 2022
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000002620
Instrument Date	Sep 11, 2020
Instrument	2620:2022
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000100843
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2359 E 1120 S SPANISH FORK UT 846606440, SPANISH FORK, UT 84660-6440

Mortgage

Document Number	0000100843
Date	Oct 4, 2019
Instrument	100843

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 3, 2044

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 16, 2017
Property Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440
Document Number	0000016433
Instrument Date	Feb 14, 2017
Instrument	016433:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	GT TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2359 E 1120 S, SPANISH FORK, UT 84660-6440

Mortgage

Document Number	0000016454
Date	Feb 16, 2017
Instrument	016454:2017

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2359 E 1120 S was $4,501.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468,700 (+0.3%) Land $172,900 Building $295,800	$468,700 (+0.3%) Land $172,900 Building $295,800
2025	$4,501.00	$467,300 Land $182,000 Building $285,300	$467,300 Land $182,000 Building $285,300
2024	$4,501.00 (+6.06%)
2023	$4,244.00 (+75.81%)	$438,000	$438,000 Land $173,300 Building $264,700
2022	$2,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2359 E 1120 S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2359 E 1120 S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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