3473 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3473 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,251 sqft · built 2006
Lot Size	0.304 acres (13,242 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jul 2015)
Tax Bill	$2,783 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0564-0001-1630`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0564-0001-1630`
Alternative APNs	`263027056400011630` `151064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,251 sqft Living Area
Gross Area	2,808 sqft
1st Floor Area	927 sqft
Upper Floors Area	1,324 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,242 sqft (0.304 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3473 HARLEQUIN DR
City	SAINT CLOUD
State	FL
Zip	34772-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 2 PB 19 PG 67-72 LOT 163
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 2
Legal Phase	2
Legal Tract	564
Legal Block	1630
Legal Lot Number	163
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43207

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3473 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2015 · Amount on Record
Deed Sale	Jul 14, 2015 · Amount on Record
Prior Sale	Jan 8, 2007 · Amount on Record
Deed Document Number	2015100204
Deed Book / Page	4808 / 1817
Prior Transfer Date	Jun 23, 2015
Prior Transfer Doc	0048081815
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3473 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800

Mortgage

Document Number	0061300141
Date	Jan 14, 2022
Book Page	6130/141
Instrument	2022008277

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3473 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3473 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800

Mortgage

Document Number	0059512471
Date	May 5, 2021
Book Page	5951/2471
Instrument	2021069288

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3473 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052340856
Date	Nov 2, 2017
Book Page	5234/0856
Instrument	2017157667

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,783.00 (+3.65%) Homeowner's exemption	$198,357 (+5.99%)	$318,600 (+4.94%) Land $70,000 Building $248,600
2024	$2,685.00 (+2.83%)
2023	$2,611.00 (+3.82%) Homeowner's exemption	$187,153 (+3%)	$303,600 (+15.09%) Land $60,000 Building $243,600
2022	$2,515.00 Homeowner's exemption	$181,702	$263,800 Land $55,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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