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3465 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3465 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,327 sqft · built 2007
Lot Size0.185 acres (8,102 sqft)
OwnerIndividual Name on Record
Last Sale$339,000 (Nov 2022)
Tax Bill$4,011 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN151068

Property Details

APN / Parcel Number

Primary APN151068
Alternative APN
  • 272630056400011670

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,327 sqft Heated Area
Gross Area2,009 sqft
1st Floor Area1,327 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,102 sqft (0.185 acres)
Lot Dimensions120 ft deep x 67 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area241 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number151068
Street Address3465 HARLEQUIN DR
CitySAINT CLOUD
StateFL
Zip34772-7800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionMALLARD POND PH 2 PB 19 PG 67-72 LOT 167
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase2
Legal Tract564
Legal Block1
Legal Lot Number167
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address3465 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleNov 1, 2022 · Amount on Record
Deed SaleNov 1, 2022 · Amount on Record
Prior SaleDec 6, 2012 · Amount on Record
Deed Document Number2022160193
Deed Book / Page6308 / 1503
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 1, 2022
Property Address3465 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Document Number0063081503
Book / Page6308 / 1503
Map ReferenceMB 19 PG 67-72
Instrument DateOct 25, 2022
Instrument2022160193
Transaction TypeTransfer
Record UpdatedNov 29, 2022
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,373.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3465 HARLEQUIN DR, 3465, SAINT CLOUD, FL 34772-7800

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3465 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800

Mortgage

Document Number0063081505
DateNov 1, 2022
Instrument6308/1505
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,011.00 (+5.78%) Homeowner's exemption$267,000 (+5.66%) Land $70,000 Building $197,000$267,000 (+5.66%) Land $70,000 Building $197,000
2023$3,792.00 (+6.28%) Homeowner's exemption$252,700 (+14.6%) Land $60,000 Building $192,700$252,700 (+14.6%) Land $60,000 Building $192,700
2022$3,568.00$220,500 Land $55,000 Building $165,500$220,500 Land $55,000 Building $165,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, CenturyLink.

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