3467 Harlequin Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3467 Harlequin Dr, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,251 sqft · built 2007
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Oct 2025)
Tax Bill	$4,185 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`151067`

Property Details

APN / Parcel Number

Primary APN	`151067`
Alternative APN	`272630056400011660`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,251 sqft Heated Area
Gross Area	2,808 sqft
1st Floor Area	927 sqft
Upper Floors Area	1,324 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	120 ft deep x 62 ft wide
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	151067
Street Address	3467 HARLEQUIN DR
City	SAINT CLOUD
State	FL
Zip	34772-7800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 2 PB 19 PG 67-72 LOT 166
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PHASE 1 - 3
Legal Phase	2
Legal Tract	564
Legal Block	1
Legal Lot Number	166
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK
Jun 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 29, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BROKER SOLUTIONS INC
Dec 22, 2017	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2025 · Amount on Record
Deed Sale	Oct 15, 2025 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	2025127453
Deed Book / Page	6864 / 1762
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800

Mortgage

Document Number	0062001999
Date	Apr 25, 2022
Book Page	6200/1999
Instrument	2022064974

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 15, 2025
Property Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Document Number	0068641762
Book / Page	6864 / 1762
Map Reference	MB 19 PG 67
Instrument Date	Oct 14, 2025
Instrument	2025127453
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2342 PEPPERCORN ST, KISSIMMEE, FL 34741-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800

Mortgage

Document Number	0068641764
Date	Oct 15, 2025
Instrument	6864/1764

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053591055
Date	Jun 29, 2018
Book Page	5359/1055
Instrument	2018100573

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053591069
Date	Jun 29, 2018
Book Page	5359/1069
Instrument	2018100574

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 22, 2017
Property Address	3467 HARLEQUIN DR, SAINT CLOUD, FL 34772-7800
Document Number	0052581912
Book / Page	5258 / 1912
Map Reference	MB19 PG67-72
Instrument Date	Dec 15, 2017
Instrument	2017182320
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LA ROSA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3124 BURBERRY PL, 3124, SAINT CLOUD, FL 34772-8752

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3826 ENCHANTMENT LN, SAINT CLOUD, FL 34772-8250

Mortgage

Document Number	2017182321
Date	Dec 22, 2017
Instrument	2017182321

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,185.00 (+2.5%) Homeowner's exemption	$224,292 (+2.9%)	$333,600 (-0.03%) Land $70,000 Building $263,600
2024	$4,083.00 (+2.08%) Homeowner's exemption	$217,971 (+3%)	$333,700 (+4.97%) Land $70,000 Building $263,700
2023	$4,000.00 (+35.92%) Homeowner's exemption	$211,623 (+3%)	$317,900 (+15.06%) Land $60,000 Building $257,900
2022	$2,943.00 Homeowner's exemption	$205,460	$276,300 Land $55,000 Building $221,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, CenturyLink.

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