3473 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 3473 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1997
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jun 2017)
Tax Bill	$8,358 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-14-201-066`

Property Details

APN / Parcel Number

Primary APN	`18-14-201-066`
Alternative APN	`110B`

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	23,958 sqft (0.55 acres)
Lot Dimensions	185 ft deep x 131 ft wide

Location & Zoning

Account Number	1814201066
Street Address	3473 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-SPRING CREEK SD L 11 (131 X 185) D 17-2357
Legal Range	11
Legal Township	16
Legal Section	14
Legal Subdivision	SPRING CREEK SD
Legal Lot Number	11
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1024
Census Tract	965100

Owner

3473 E Cleveland St is owned and occupied by an individual who bought it in June 2017.

Source: Bureau County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3473 E CLEVELAND ST, LADD, IL 61329-9700
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTTAWA SAVINGS BANK
Jun 9, 2017	Warranty Deed, Transfer · Conventional Mortgage OTTAWA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Deed Document Number	20172357
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jul 9, 2026
Property Address	3473 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	0000002416
Instrument Date	Jun 25, 2026
Instrument	20262416
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,692.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3473 E CLEVELAND ST, LADD, IL 61329-9700

Mortgage

Document Number	0000002417,
Date	Jul 9, 2026
Instrument	20262417

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3473 E CLEVELAND ST, LADD, IL 61329-9700
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01808
Date	May 7, 2020
Instrument	2020R01808

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 9, 2017
Property Address	3473 E CLEVELAND ST, LADD, IL 61329-9700
Document Number	2017R02357
Instrument Date	Jun 6, 2017
Instrument	2017R02357
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MORRIS ST, OGLESBY, IL 61348-1038

Mortgage

Document Number	2017R02358
Date	Jun 9, 2017
Instrument	2017R02358

Lender

Name	OTTAWA SAVINGS BANK
Type	Bank
Address	OTTAWA, IL 61350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 3473 E Cleveland St was $8,358 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,358.00	$87,255 Land $6,702 Building $80,553	$261,765 Land $20,106 Building $241,659
2023		$75,371 Land $5,790 Building $69,581	$226,113 Land $17,370 Building $208,743
2022	$7,576.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3473 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3473 E Cleveland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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