3469 E Cleveland St, Ladd, IL 61329 Property Records

Bureau County property record for 3469 E Cleveland St, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1989
Lot Size	0.501 acres (21,830 sqft)
Owner	Individual Name on File
Tax Bill	$7,664 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`18-14-201-012`

Property Details

APN / Parcel Number

Primary APN	`18-14-201-012`
Alternative APN	`110B9`

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	21,830 sqft (0.501 acres)
Lot Dimensions	185 ft deep x 118 ft wide

Location & Zoning

Account Number	1814201012
Street Address	3469 E CLEVELAND ST
City	LADD
State	IL
Zip	61329-9700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD-SPRING CREEK SD L 9 (118 X 185) B 1543 D 12-971
Legal Range	11
Legal Township	16
Legal Section	14
Legal Subdivision	SPRING CREEK SD
Legal Lot Number	9
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	1
Census Block	1024
Census Tract	965100

Owner

3469 E Cleveland St is owned and occupied by an individual who acquired it in February 2012.

Source: Bureau County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	3469 E CLEVELAND ST, LADD, IL 61329-9700
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 10, 2017	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 29, 2012
Transfer Doc	201200971
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3469 E CLEVELAND ST, LADD, IL 61329-9700
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01364
Date	Mar 31, 2021
Instrument	2021R01364

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	3469 E CLEVELAND ST, LADD, IL 61329-9700
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R01477
Date	Apr 10, 2017
Instrument	2017R01477

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	178 Months
Due	Feb 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3469 E Cleveland St was $7,664 with a homeowner's exemption, up 5.3% from the year before.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Elementary School District	Dalzell School District 98 (KG - 08)
Secondary School District	Hall High School District 502 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,664.00 (+5.3%) Homeowner's exemption	$80,546 (+8.56%) Land $11,924 Building $68,622	$241,638 (+8.56%) Land $35,772 Building $205,866
2024	$7,278.00	$74,195 (+6.64%) Land $10,984 Building $63,211	$222,585 (+6.64%) Land $32,952 Building $189,633
2023		$69,575 Land $10,300 Building $59,275	$208,725 Land $30,900 Building $177,825
2022	$6,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3469 E Cleveland St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3469 E Cleveland St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
IVNet Fixed Wireless	100 / 50

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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