Bureau County property record for 3461 E Cleveland St, Ladd, IL 61329
| Property Type | Single Family Home |
|---|---|
| Details | built 1992 |
| Lot Size | 0.653 acres (28,453 sqft) |
| Owner | Individual Name on File |
| Last Sale | $161,000 (Dec 2008) |
| Tax Bill | $7,384 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-14-201-029 |
| Primary APN | 18-14-201-029 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Lot Area | 28,453 sqft (0.653 acres) |
| Lot Dimensions | 185 ft deep x 153 ft wide |
| Account Number | 1814201029 |
|---|---|
| Street Address | 3461 E CLEVELAND ST |
| City | LADD |
| State | IL |
| Zip | 61329-9700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LADD-SPRING CREEK SD L 5 & E 1/2 L 4 (153.75X185) B 1381 P 296 D 08-6542 |
| Legal Range | 11 |
| Legal Township | 16 |
| Legal Section | 14 |
| Legal Subdivision | SPRING CREEK SD |
| Legal Lot Number | 5 |
| Jurisdiction | BUREAU IL |
| Township / Civil Division | HALL |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 965100 |
3461 E Cleveland St is owned and occupied by an individual who bought it in December 2008.
Source: Bureau County records, as of May 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3461 E CLEVELAND ST, LADD, IL 61329-9700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO |
| Apr 21, 2017 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2008 · Amount on File |
| Deed Sale | Dec 9, 2008 · Amount on File |
| Deed Document Number | 2008_06542 |
| Deed Book / Page | 1381 / 296 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 3461 E CLEVELAND ST, LADD, IL 61329-9700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R00455 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 2017R00455 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IL 61704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUREAU IL |
| Property Address | 3461 E CLEVELAND ST, LADD, IL 61329-9700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R01650 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017R01650 |
| Name | HEARTLAND BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PRINCETON, IL 61356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Change Frequency | Monthly |
The 2025 property tax bill for 3461 E Cleveland St was $7,384 with a homeowner's exemption.
Source: Bureau County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Bureau County |
| County Subdivision | Hall Township |
| Municipality | Ladd Village |
| Elementary School District | Dalzell School District 98 (KG - 08) |
| Secondary School District | Hall High School District 502 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,384.00 | $77,847 Land $11,941 Building $65,906 | $233,541 Land $35,823 Building $197,718 |
| 2023 | $67,243 Land $10,314 Building $56,929 | $201,729 Land $30,942 Building $170,787 | |
| 2022 | $6,682.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3461 E Cleveland St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3461 E Cleveland St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADD serves 1,263 people · EPA ID IL0110450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| IVNet Fixed Wireless | 100 / 50 |
| Nextlink Fixed Wireless | 100 / 20 |
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