34725 Oak Tree Dr, #2, Willoughby, OH 44094 Property Records

Lake County property record for 34725 Oak Tree Dr, #2, Willoughby, OH 44094

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,037 sqft · built 1988
Lot Size	0.041 acres (19,350 sqft)
Owner	Individual Name on Record
Last Sale	$143,125 (May 2017)
Tax Bill	$4,741 (2023)
Deeds & Mortgages	Jan 2022 Transfer Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-006-M-00-002-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-006-M-00-002-0`
Alternative APN	`6`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,037 sqft Living Area
1st Floor Area	702 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,350 sqft (0.041 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	45 sqft
Deck Area	150 sqft
Patio Area	50 sqft
Canopy	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34725 OAK TREE DR, 2
City	WILLOUGHBY
State	OH
Zip	44094-3200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-MFL
Legal Description	LOT 2 TRACT 11
Legal Subdivision	OAK TREE CONDOMINIUMS
Legal Tract	11
Legal Block	1
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1003
Census Tract	201200

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	34725 OAK TREE DR
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Intrafamily Transfer, Transfer
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD
Aug 16, 2017	Quit Claim Deed, Transfer Quitclaim
May 5, 2017	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	Feb 21, 1996 · Amount on Record
Deed Document Number	201711563
Last Transfer Date	Jan 6, 2022
Transfer Doc	0000001245
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Jan 10, 2022
Property Address	34725 OAK TREE DR # 2, 2, WILLOUGHBY, OH 44094-3200
Document Number	0000001245
Map Reference	VOL 11 PG 34
Instrument Date	Jan 6, 2022
Instrument	2022R001245
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34725 OAK TREE DR, WILLOUGHBY, OH 44094-3200

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	34725 OAK TREE DR, WILLOUGHBY, OH 44094-3200
Document Number	0000005858
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34725 OAK TREE DR WILLOUGHBY OH 440943200, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	0000005858
Date	Mar 13, 2018
Instrument	5858

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2033

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE OH
Recording Date	Aug 16, 2017
Property Address	34725 OAK TREE DR, WILLOUGHBY, OH 44094-3200
Document Number	0000021685
Instrument Date	Jul 15, 2017
Instrument	21685
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34725 OAK TREE DR WILLOUGHBY OH 440943200, WILLOUGHBY, OH 44094-3200

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	May 5, 2017
Property Address	34725 OAK TREE DR, WILLOUGHBY, OH 44094-3200
Document Number	0000011563
Instrument Date	May 3, 2017
Instrument	11563
Transaction Type	Transfer
Record Updated	May 15, 2017
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34725 OAK TREE DR WILLOUGHBY OH 440943200, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	11564
Date	May 5, 2017
Instrument	11564

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,050 (+47.86%) Land $18,850 Building $55,200	$211,560 (+47.88%) Land $53,860 Building $157,700
2023	$4,741.00 (+53.63%) Homeowner's exemption	$50,080 (-) Land $13,690 Building $36,390
2022	$3,086.00 Homeowner's exemption	$50,080 Land $13,690 Building $36,390
2021			$143,060 Land $39,100 Building $103,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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