34675 Oak Tree Dr, #3, Willoughby, OH 44094 Property Records

Lake County property record for 34675 Oak Tree Dr, #3, Willoughby, OH 44094

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,037 sqft · built 1988
Lot Size	0.038 acres (17,815 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Nov 2025)
Tax Bill	$2,025 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-006-M-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-006-M-00-003-0`
Alternative APN	`5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,037 sqft Living Area
1st Floor Area	702 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2011
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,815 sqft (0.038 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	45 sqft
Deck Area	220 sqft
Patio Area	50 sqft
Canopy	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34675 OAK TREE DR, 3
City	WILLOUGHBY
State	OH
Zip	44094-3200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-MFL
Legal Description	LOT 2 TRACT 11
Legal Subdivision	OAK TREE CONDOMINIUMS
Legal Tract	11
Legal Block	1
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1003
Census Tract	201200

Owner

Source: Lake County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	34675 OAK TREE DR, 3, WILLOUGHBY, OH 44094-3200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Nov 6, 2025	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Sep 26, 2023	Warranty Deed, Transfer GUARDIAN LAND TITLE, GUARDIAN TITLE
Jul 7, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on Record
Deed Sale	Nov 6, 2025 · Amount on Record
Prior Sale	Sep 26, 2023 · Amount on Record
Deed Document Number	202524985
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	34675 OAK TREE DR # 3, 3, WILLOUGHBY, OH 44094-3200
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	THIRD CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017191
Date	May 20, 2021
Instrument	2021R017191

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 6, 2025
Property Address	34675 OAK TREE DR # 3, 3, WILLOUGHBY, OH 44094-3200
Document Number	0000024985
Map Reference	VOL 11 PG 34
Instrument Date	Nov 3, 2025
Instrument	2025R024985
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34675 OAK TREE DR # 3, 3, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	0000024986
Date	Nov 6, 2025
Instrument	2025R024986

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Sep 26, 2023
Property Address	34675 OAK TREE DR # 3, 3, WILLOUGHBY, OH 44094-3200
Document Number	0000019249
Map Reference	VOL 11 PG 34
Instrument Date	Sep 21, 2023
Instrument	2023R019249
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34675 OAK TREE DR, WILLOUGHBY, OH 44094-3200

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	34675 OAK TREE DR, WILLOUGHBY, OH 44094-3200
Document Number	0000018809
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34675 OAK TREE DR WILLOUGHBY OH 440943200, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	0000018809
Date	Jul 19, 2017
Instrument	18809

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,025.00 (-5%)	$74,440 (-) Land $18,850 Building $55,590	$212,680 (-) Land $53,860 Building $158,820
2024	$4,050.00 (-15.09%) Homeowner's exemption	$74,440 (+47.73%) Land $18,850 Building $55,590	$212,680 (+47.73%) Land $53,860 Building $158,820
2023	$4,770.00 (+53.62%) Homeowner's exemption	$50,390 (-) Land $13,690 Building $36,700
2022	$3,105.00 Homeowner's exemption	$50,390 Land $13,690 Building $36,700
2021			$143,970 Land $39,100 Building $104,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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