34660 Oak Tree Dr, #4, Willoughby, OH 44094 Property Records

Lake County property record for 34660 Oak Tree Dr, #4, Willoughby, OH 44094

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,037 sqft · built 1988
Lot Size	0.039 acres (18,144 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Jul 2023)
Tax Bill	$4,773 (2023)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-006-M-00-004-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-006-M-00-004-0`
Alternative APN	`4`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,037 sqft Living Area
1st Floor Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,144 sqft (0.039 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	45 sqft
Deck Area	280 sqft
Patio Area	50 sqft
Canopy	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	34660 OAK TREE DR, 4
City	WILLOUGHBY
State	OH
Zip	44094-3200
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-MFL
Legal Description	LOT 2 TRACT 11
Legal Subdivision	OAK TREE CONDOMINIUMS
Legal Tract	11
Legal Block	1
Legal Lot Number	2
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1003
Census Tract	201200

Owner

Source: Lake County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	34660 OAK TREE DR, WILLOUGHBY, OH 44094-3200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jul 28, 2023	Warranty Deed, Transfer · FHA Mortgage UNION CAPITAL MORTGAGE CORP
Feb 1, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST FED'L S&L/LAKEWOOD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2023 · Amount on File
Deed Sale	Jul 28, 2023 · Amount on File
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	202314609
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Recording Date	Aug 21, 2026
Property Address	34660 OAK TREE DR, 4, WILLOUGHBY, OH 44094-3200
Document Number	0000018997
Instrument Date	Jul 13, 2026
Instrument	202618997
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34660 OAK TREE DR, 4, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	0000018997,
Date	Aug 21, 2026
Instrument	202618997

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Aug 1, 2053

Interest

Max Rate	-1%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Jul 28, 2023
Property Address	34660 OAK TREE DR # 4, 4, WILLOUGHBY, OH 44094-3200
Document Number	0000014609
Map Reference	VOL 11 PG 34
Instrument Date	Jul 27, 2023
Instrument	2023R014609
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34660 OAK TREE DR # 4, 4, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	0000014610
Date	Jul 28, 2023
Instrument	2023R014610

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Feb 1, 2018
Property Address	34660 OAK TREE DR, WILLOUGHBY, OH 44094-3200
Document Number	0000002529
Instrument Date	Jan 25, 2018
Instrument	2529
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	EMERALD GLEN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$582.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34660 OAK TREE DR WILLOUGHBY OH 440943200, WILLOUGHBY, OH 44094-3200

Mortgage

Document Number	2530
Date	Feb 1, 2018
Instrument	2530

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	LAKEWOOD, OH 44107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,460 (+47.68%) Land $18,850 Building $55,610	$212,740 (+47.7%) Land $53,860 Building $158,880
2023	$4,773.00 (+53.62%) Homeowner's exemption	$50,420 (-) Land $13,690 Building $36,730
2022	$3,107.00 Homeowner's exemption	$50,420 Land $13,690 Building $36,730
2021			$144,040 Land $39,100 Building $104,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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