Seminole County property record for 3470 Rose Mallow Loop, Oviedo, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,378 sqft · built 2003 |
| Lot Size | 0.216 acres (9,386 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,600 (Sep 2003) |
| Tax Bill | $5,903 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-21-32-5PY-0000-2580 |
| Primary APN | 18-21-32-5PY-0000-2580 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,378 sqft Living Area |
| Gross Area | 4,160 sqft |
| 1st Floor Area | 2,492 sqft |
| Upper Floors Area | 886 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,386 sqft (0.216 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 593 sqft |
| Patio Area | 567 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3470 ROSE MALLOW LOOP |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32766-6646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 258 SANCTUARY PHASE 1 VILLAGE 6 PB 58 PGS 60 - 64 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 18 |
| Legal Subdivision | SANCTUARY PHASE 1 VILLAGE 6 |
| Legal Tract | 5PY |
| Legal Lot Number | 258 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 21206 |
3470 Rose Mallow Loop is owned and occupied by two individuals who bought it in September 2003.
Source: Seminole County records, as of May 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3470 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2003 · Amount on File |
| Deed Sale | Sep 18, 2003 · Amount on File |
| Deed Document Number | 2003165758 |
| Deed Book / Page | 5019 / 67 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 3470 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Document Number | 0000040644 |
| Book / Page | 11025 / 1656 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202640644 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3470 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040644, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 11025/1656 |
| Instrument | 202640644 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 3470 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3470 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646 |
| Document Number | 0097710675 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 9771/675 |
| Instrument | 2020136218 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 3470 Rose Mallow Loop was $5,903 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,903.00 Homeowner's exemption | $389,844 | $671,465 Land $134,000 Building $537,465 |
| 2023 | $5,268.00 (+2.69%) Homeowner's exemption | $367,822 (+3%) | $642,329 (+7.8%) Land $134,000 Building $508,329 |
| 2022 | $5,130.00 Homeowner's exemption | $357,109 | $595,868 Land $120,000 Building $475,868 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3470 Rose Mallow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 42 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3470 Rose Mallow Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 43% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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