3490 Rose Mallow Loop, Oviedo, FL 32766 Property Records

Seminole County property record for 3490 Rose Mallow Loop, Oviedo, FL 32766

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,994 sqft · built 2002
Lot Size	0.215 acres (9,384 sqft)
Owner	2 Trust Names on File
Last Sale	$100 (Nov 2002)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-32-5PY-0000-2600`

Property Details

APN / Parcel Number

Primary APN	`18-21-32-5PY-0000-2600`
Alternative APN	`2132185PY00002600`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,994 sqft Living Area
Gross Area	3,654 sqft
1st Floor Area	2,705 sqft
Upper Floors Area	290 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,384 sqft (0.215 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	285 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3490 ROSE MALLOW LOOP
City	OVIEDO
State	FL
Zip	32766-6646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 260 SANCTUARY PHASE 1 VILLAGE 6 PB 58 PGS 60 - 64
Legal Range	32E
Legal Township	21S
Legal Section	18
Legal Subdivision	SANCTUARY PHASE 1 VILLAGE 6
Legal Tract	5PY
Legal Lot Number	260
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2006
Census Tract	21206

Owner

3490 Rose Mallow Loop is owner-occupied and held in a trust since March 2025.

Source: Seminole County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	3490 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2002 · Amount on File
Deed Sale	Nov 1, 2002 · Amount on File
Prior Sale	Sep 6, 2002 · Amount on File
Deed Book / Page	4605 / 501
Last Transfer Date	Mar 4, 2025
Transfer Doc	0107870141
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3490 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3490 ROSE MALLOW LOOP, OVIEDO, FL 32766-6646

Mortgage

Document Number	0102790159
Date	Jul 15, 2022
Book Page	10279/159
Instrument	2022082193

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3490 Rose Mallow Loop was $4,905.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00	$335,389	$571,563 Land $134,000 Building $437,563
2023	$4,451.00 (+2.75%) Homeowner's exemption	$316,444 (+3%)	$546,743 (+8.33%) Land $134,000 Building $412,743
2022	$4,332.00 Homeowner's exemption	$307,227	$504,696 Land $120,000 Building $384,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3490 Rose Mallow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3490 Rose Mallow Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20