3445 Rose Mallow Loop, Oviedo, FL 32766 Property Records

Seminole County property record for 3445 Rose Mallow Loop, Oviedo, FL 32766

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,662 sqft · built 2002
Lot Size	0.298 acres (13,019 sqft)
Owner	2 Owner Names on File
Last Sale	$307,200 (Dec 2002)
Tax Bill	$4,674 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-21-32-5PY-0000-2920`

Property Details

APN / Parcel Number

Primary APN	`18-21-32-5PY-0000-2920`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,662 sqft Living Area
1st Floor Area	2,677 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,019 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Porch
Porch Area	324 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3445 ROSE MALLOW LOOP
City	OVIEDO
State	FL
Zip	32766-6648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 292 SANCTUARY PHASE 1 VILLAGE 6 PB 58 PGS 60 - 64
Legal Range	32E
Legal Township	21S
Legal Section	18
Legal Subdivision	SANCTUARY
Legal Phase	1
Legal Lot Number	292
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2021
Census Tract	21206

Owner

The current owner of 3445 Rose Mallow Loop bought it in December 2002.

Source: Seminole County records, as of December 5, 2025

Owner of Record	2 Owner Names on File
Mailing Address	3445 ROSE MALLOW LOOP, OVIEDO, FL 32766-6648
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2002 · Amount on File
Deed Sale	Dec 9, 2002 · Amount on File
Deed Document Number	0462201946
Deed Book / Page	04622 / 01946
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	3445 ROSE MALLOW LOOP, OVIEDO, FL 32766-6648
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3445 ROSE MALLOW LOOP, CHULUOTA, FL 32766-6648

Mortgage

Document Number	0099881884
Date	Jul 14, 2021
Book Page	9988/1884
Instrument	2021094083

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3445 Rose Mallow Loop was $4,674 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,674.00 Homeowner's exemption	$312,233	$537,893 Land $134,000 Building $403,893
2023	$4,103.00 (+2.78%) Homeowner's exemption	$294,595 (+3%)	$516,103 (+8.02%) Land $134,000 Building $382,103
2022	$3,992.00 Homeowner's exemption	$286,015	$477,775 Land $120,000 Building $357,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3445 Rose Mallow Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3445 Rose Mallow Loop is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20