347 S Main St, Bluffton, OH 45817 Property Records

Allen County property record for 347 S Main St, Bluffton, OH 45817

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,832 sqft · built 1920
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Oct 2024)
Tax Bill$2,373 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-1206-02-017.000

Property Details

APN / Parcel Number

Primary APN28-1206-02-017.000
Alternative APN
  • A0228120602017000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,832 sqft Living Area
Gross Area3,250 sqft
1st Floor Area1,525 sqft
Upper Floors Area307 sqft
Basement Area1,088 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions250 ft deep x 61 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area66 sqft
Deck Area252 sqft
Patio Area252 sqft
Shed1 Shed
Shed Area100 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address347 S MAIN ST
CityBLUFFTON
StateOH
Zip45817-1041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJ H EATONS 7TH ADDITION LOT 310 FF 61.00
Legal SubdivisionJ H EATONS 7TH ADDITION
Legal Lot Number310
JurisdictionALLEN OH
Township / Civil DivisionRICHLAND
Census Block Group1
Census Block1039
Census Tract10100

Owner

Source: Allen County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address347 S MAIN ST, BLUFFTON, OH 45817-1041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Warranty Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF PANDORA
Oct 25, 2021Warranty Deed, Transfer · Conventional Mortgage
THE CITIZENS NATIONAL BANK OF BLUFF
Feb 7, 2019Grant Deed, Transfer · Conventional with PMI
SUPERIOR CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 23, 2024 · Amount on Record
Deed SaleOct 23, 2024 · Amount on Record
Prior SaleOct 18, 2022 · Amount on Record
Deed Document Number20249690
Last Transfer DateOct 25, 2024
Transfer Doc0000009884
Record UpdatedSep 20, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateOct 18, 2022
Property Address347 S MAIN ST, BLUFFTON, OH 45817-1041
Document Number10180012118
Book / Page2022 / 12118
Map ReferenceMB 2 PG 216&217
Instrument DateOct 12, 2022
Instrument202210180012118
Transaction TypeTransfer
Record UpdatedOct 28, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address347 S MAIN ST, BLUFFTON, OH 45817-1041

Mortgage

Document Number10180012119
DateOct 18, 2022
Instrument202210180012119
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateNov 1, 2002
Change Frequency3 Years
Min Rate At Change2.87%
Max Rate At Change8.87%
Index3-Year CMT
Max Rate11.8%

Mortgage

Document Number10250012349
DateOct 25, 2022
Book Page2022/12349
Instrument202210250012349
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.87%
Type Change DateNov 1, 2025
Change Frequency3 Years
Min Rate At Change2.87%
Max Rate At Change8.87%
Index3-Year CMT
Max Rate11.8%

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateOct 25, 2021
Property Address347 S MAIN ST, BLUFFTON, OH 45817-1041
Document Number10250014983
Book / Page2021 / 14983
Map ReferenceMB 2 PG 216
Instrument DateOct 22, 2021
Instrument202110250014983
Transaction TypeTransfer
Record UpdatedNov 3, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address347 S MAIN ST, BLUFFTON, OH 45817-1041

Mortgage

Document Number10250014984
DateOct 25, 2021
Instrument202110250014984
Lender
NameTHE CITIZENS NATIONAL BANK OF BLUFF
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEN OH
Recording DateFeb 7, 2019
Property Address347 S MAIN ST, BLUFFTON, OH 45817-1041
Document Number0000001096
Book / Page002019 / 001096
Instrument DateFeb 4, 2019
Instrument1096
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address347 S MAIN ST BLUFFTON OH 458171041, BLUFFTON, OH 45817-1041

Mortgage

Document Number1097
DateFeb 7, 2019
Instrument1097
Lender
NameSUPERIOR CU
TypeCredit Union
AddressLIMA, OH 45807
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 6, 2049

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionRichland Township
MunicipalityBluffton Village
Unified School DistrictBluffton Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,373.00 (-1.29%)$71,930 (-) Land $11,060 Building $60,870$205,500 (-) Land $31,600 Building $173,900
2024$2,404.00 (+11.09%) Homeowner's exemption$71,930 (+20.02%) Land $11,060 Building $60,870$205,500 (+20.04%) Land $31,600 Building $173,900
2023$2,164.00 (+0.37%) Homeowner's exemption$59,930 (-) Land $9,210 Building $50,720
2022$2,156.00 Homeowner's exemption$59,930 Land $9,210 Building $50,720
2021$171,200 Land $26,300 Building $144,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2007–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2011 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLUFFTON VILLAGE
serves 4,082 people · EPA ID OH0200112
Water SourcePurchased surface water from OTTAWA VILLAGE
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
MetaLINK Technologies
Fixed Wireless
500 / 100
Watch TV
Fixed Wireless · Fiber in parts of the area
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on S Main St

Nearby Streets

Search Property Records by Address or Parcel Number