Allen County property record for 356 S Main St, Bluffton, OH 45817
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,470 sqft · built 1900 |
| Lot Size | 0.322 acres (14,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $187,800 (Jun 2006) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1206-03-019.000 |
| Primary APN | 28-1206-03-019.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,470 sqft Living Area |
| Gross Area | 4,854 sqft |
| 1st Floor Area | 1,626 sqft |
| Upper Floors Area | 1,246 sqft |
| Attic | Attic |
| Attic Area | 598 sqft |
| Basement Area | 1,384 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 14,026 sqft (0.322 acres) |
| Lot Dimensions | 173 ft deep x 81 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 434 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 356 S MAIN ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A G KIBLERS ADD LOT 295 SE END FF 081.000 JOINT TEN |
| Legal Subdivision | A G KIBLERS ADD |
| Legal Lot Number | 295 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 10100 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 356 S MAIN ST, BLUFFTON, OH 45817-1042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional with PMI CITIZENS NAT'L BK/BLUFFTON |
| Dec 7, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS NAT'L BK/BLUFFTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2006 · Amount on Record |
| Deed Sale | Jun 26, 2006 · Amount on Record |
| Prior Sale | Apr 21, 1989 · Amount on Record |
| Deed Document Number | 20063649 |
| Deed Book / Page | 2006 / 3649 |
| Prior Transfer Date | Apr 30, 2005 |
| Prior Transfer Doc | 0000006876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 356 S MAIN ST, BLUFFTON, OH 45817-1042 |
| Document Number | 0000007822 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 356 S MAIN ST BLUFFTON OH 458171042, BLUFFTON, OH 45817-1042 |
| Document Number | 0000007822 |
|---|---|
| Date | Jul 16, 2020 |
| Instrument | 7822 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 356 S MAIN ST, BLUFFTON, OH 45817-1042 |
| Document Number | 0000013883 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 356 S MAIN ST BLUFFTON OH 458171042, BLUFFTON, OH 45817-1042 |
| Document Number | 0000013883 |
|---|---|
| Date | Dec 13, 2018 |
| Book Page | 002018/013883 |
| Instrument | 13883 |
| Name | CITIZENS NAT'L BK/BLUFFTON |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 12, 2023 |
| Rate Type | Adjustable Rate |
|---|
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,605.00 (-0.08%) | $109,210 (-) Land $13,620 Building $95,590 | $312,000 (-) Land $38,900 Building $273,100 |
| 2024 | $3,608.00 (+11.32%) Homeowner's exemption | $109,210 (+20.01%) Land $13,620 Building $95,590 | $312,000 (+2%) Land $38,900 Building $273,100 |
| 2023 | $3,241.00 (-1.1%) Homeowner's exemption | $91,000 (-) Land $11,340 Building $79,660 | |
| 2022 | $3,277.00 Homeowner's exemption | $91,000 Land $11,340 Building $79,660 | |
| 2021 | $260,000 Land $32,400 Building $227,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2007–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2011 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BLUFFTON VILLAGE serves 4,082 people · EPA ID OH0200112 |
|---|---|
| Water Source | Purchased surface water from OTTAWA VILLAGE |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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