Monroe County property record for 347 Ruff Dr, Monroe, MI 48162 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,324 sqft · built 1954 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,000 (Oct 2023) |
| Tax Bill | $1,345 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-978-047-00 |
| Primary APN | 07-978-047-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,324 sqft Living Area |
| 1st Floor Area | 1,324 sqft |
| Basement Area | 1,204 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Lot Area | 34,848 sqft (0.8 acres) |
| Lot Dimensions | 367 ft deep x 95 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 347 RUFF DR |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-3538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 25 T6S R8E WOODRUFF HEIGHTS NO 2 LOT 47 |
| Legal Range | 08E |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | WOODRUFF HEIGHTS 2 |
| Legal Lot Number | 47 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 831400 |
Source: Monroe County records · APN 07-978-047-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 347 RUFF DR, MONROE, MI 48162-3538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 02, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 25, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Aug 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2023 · Amount on Record |
| Deed Sale | Oct 02, 2023 · Amount on Record |
| Deed Document Number | 202314484 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Oct 02, 2023 |
| Property Address | 347 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 0000014484 |
| Map Reference | LB 9 PG 33 |
| Instrument Date | Sep 21, 2023 |
| Instrument | 2023R14484 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Title Company | LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,017.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 347 RUFF DR, MONROE, MI 48162-3538 |
| Name | Verified Name |
|---|---|
| Address | 545 LASALLE RD, MONROE, MI 48162-5309 |
| Document Number | 0000014485 |
|---|---|
| Date | Oct 02, 2023 |
| Instrument | 2023R14485 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 347 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|---|
| Address | 347 RUFF DR, MONROE, MI 48162-3538 |
| Document Number | 2021R05198 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021R05198 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 347 RUFF DR, MONROE, MI 48162-3538 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015232 |
|---|---|
| Date | Aug 03, 2020 |
| Instrument | 2020R15232 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 177 Months |
| Due | May 01, 2035 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Monroe Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,700 (+36.24%) | $265,400 (+36.24%) | |
| 2025 | $1,345.00 (-29.69%) Homeowner's exemption | ||
| 2023 | $1,913.00 Homeowner's exemption | $97,400 | $194,800 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 2% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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