299 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 299 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1961
Square Footage	1,365 sqft Living Area
Lot Size	31,363 sqft (0.72 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2024)
Tax Bill	$1,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-978-050-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Partial Baths	1 Partial Baths
Building Area	1,365 sqft Living Area
1st Floor	1,365 sqft 1st Floor
Basement Area	1,365 sqft Basement
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch Style
Lot Area	31,363 sqft (0.72 acres)
Parking Spaces	2 Parking Spaces
Garage Area	528 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	299 RUFF DR
City	MONROE
State	MI
Zip	48162-3579
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	F-50 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 2 LOT 50 & S'LY 30 FT THROUGHOUT OF OUTLOT A
Legal Range	08E
Legal Township	06S
Legal Section	25
Legal Subdivision	WOODRUFF HEIGHTS 2
Legal Lot Number	50,A
Jurisdiction	MONROE MI
Minor Civil Division	FRENCHTOWN
Census Blockgroup	3
Census Block	3002
Census Tract	831400

Owner

Source: Monroe County records · APN 07-978-050-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4165 PLUM VILLAGE CT, MONROE, MI 48161-9669
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Doc Number	20247243
Record Refreshed	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Oct 23, 2020
Property Address	299 RUFF DR, MONROE, MI 48162-3579
Document Number	2020R22540
Map Reference	LB 9 PG 33
Instrument Date	Oct 15, 2020
Instrument	2020R22540
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	299 RUFF DR, 299, MONROE, MI 48162-3579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 VIVIAN RD, MONROE, MI 48162-8905

Mortgage

Document Number	2020R22541
Date	Oct 23, 2020
Instrument	2020R22541

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Frenchtown Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,400 (+28.28%)	$304,800 (+28.28%)
2025	$1,542.00 (-58.09%) Homeowner's exemption
2023	$3,679.00 Homeowner's exemption	$118,800	$237,600

Flood & Wildfire

299 Ruff Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Monroe County (26115C), updated September 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 1st percentile of exposed land nationally · 2nd in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.