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348 Ruff Dr, Monroe, MI 48162 Property Records

Monroe County property record for 348 Ruff Dr, Monroe, MI 48162 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,318 sqft · built 1955
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$345,000 (Oct 2023)
Tax Bill$1,804 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-978-029-00

Property Details

APN / Parcel Number

Primary APN07-978-029-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area2,318 sqft Living Area
1st Floor Area2,318 sqft
Basement Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Lot Area22,216 sqft (0.51 acres)
Lot Dimensions232 ft deep x 95 ft wide
Garage Area542 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address348 RUFF DR
CityMONROE
StateMI
Zip48162-3525
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionF-29 SEC 25 T6S R8E WOODRUFF HEIGHTS NO 2 LOT 29
Legal Range08E
Legal Township06S
Legal Section25
Legal SubdivisionWOODRUFF HEIGHTS 2
Legal Lot Number29
JurisdictionMONROE MI
Township / Civil DivisionFRENCHTOWN
Census Block Group3
Census Block3002
Census Tract831400

Owner

Source: Monroe County records · APN 07-978-029-00

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address348 RUFF DR, MONROE, MI 48162-3525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 25, 2023 · Amount on Record
Deed SaleOct 25, 2023 · Amount on Record
Deed Document Number202315833
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateOct 25, 2023
Property Address348 RUFF DR, MONROE, MI 48162-3525
Document Number0000015833
Map ReferenceLB 9 PG 33
Instrument DateOct 24, 2023
Instrument2023R15833
Transaction TypeTransfer
Record UpdatedNov 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,587.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address348 RUFF DR, MONROE, MI 48162-3525

Transferred To (Grantee/Buyer)

NameVerified Name
Address15033 SHADOWOOD ST, MONROE, MI 48161-3719

Mortgage

Document Number0000015957
DateOct 27, 2023
Instrument2023R15957
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressOLMSTED FALLS, OH 44138
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionFrenchtown Township
Unified School DistrictMonroe Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$178,500 (+26.6%)$357,000 (+26.6%)
2025$1,804.00 (-28.81%) Homeowner's exemption
2023$2,534.00 Homeowner's exemption$141,000$282,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158314003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (2000)
Most Recent ClaimOct 2000, rainfall accumulation

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 286 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
SpectrumCable1,000 / 1,000
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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