Franklin County property record for 347 River Cliff Dr, Union, MO 63084
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 1,296 sqft · built 1997 |
| Lot Size | 5.6 acres (243,936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,300 (Sep 2023) |
| Tax Bill | $541 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Nov 2020 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 17-8-34.0-0-011-035.110 |
| Primary APN | 17-8-34.0-0-011-035.110 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,296 sqft Total Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Construction Type | Frame |
| Lot Area | 243,936 sqft (5.6 acres) |
| Street Address | 347 RIVER CLIFF DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-3869 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | ANU |
| Legal Description | LOT:3 SPAUNHORST 3 |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 34 |
| Legal Subdivision | SPAUNHORST |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 800605 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 347 RIVER CLIFF DR, UNION, MO 63084-3869 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 12, 2020 | Warranty Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2023 · Amount on Record |
| Deed Sale | Sep 27, 2023 · Amount on Record |
| Prior Sale | Jun 5, 2023 |
| Deed Document Number | 202311440 |
| Last Transfer Date | Apr 26, 2024 |
| Transfer Doc | 0000000826 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 347 RIVER CLIFF DR, UNION, MO 63084-3869 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002311441 |
|---|---|
| Date | Sep 27, 2023 |
| Instrument | 2311441 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 12, 2020 |
| Property Address | 347 RIVER CLIFF DR, UNION, MO 63084-3869 |
| Document Number | 0000019555 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 19555 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 400 N VAL VERDE RD DONNA TX 785375401, DONNA, TX 78537-5401 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541.00 (+28.2%) | $10,253 (+29.11%) | $54,540 (+28.6%) Land $17,640 Building $36,900 |
| 2023 | $422.00 (+14.05%) | $7,941 | $42,410 Land $14,640 Building $27,770 |
| 2022 | $370.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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