Walton County property record for 347 Latrium Cir, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,633 sqft · built 1982 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Trust Name on File |
| Last Sale | $480,000 (Aug 2020) |
| Tax Bill | $3,637 (2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-21-42140-000-3470 |
| Primary APN | 27-2S-21-42140-000-3470 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,633 sqft Living Area |
| Gross Area | 2,471 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 12.6 ft deep x 3.4 ft wide |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 314 sqft |
| Deck Area | Deck Area |
| Patio Area | 104 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1055942 |
|---|---|
| Street Address | 347 LATRIUM CIR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 347 L'ATRIUM S/D PB 5-52 OR 1374-46 OR 2518-410 OR 3005-132 OR 3157-781 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | LATRIUM S/D |
| Legal Lot Number | 347 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950609 |
347 Latrium Cir is owner-occupied and held in a trust since August 2020.
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 347 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual, Secondary Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 10, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Aug 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on File |
| Deed Sale | Aug 28, 2020 · Amount on File |
| Prior Sale | Mar 22, 2016 · Amount on File |
| Deed Document Number | 20200032986 |
| Deed Book / Page | 3157 / 781 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 347 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 347 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0032800739 |
|---|---|
| Date | Feb 10, 2023 |
| Book Page | 3280/739 |
| Instrument | 20230004544 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 347 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0031570781 |
| Book / Page | 3157 / 781 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 20200032986 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | CUSTOMERS FIRST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 CHESTNUT RDG, 114, FAIRHOPE, AL 36532-3381 |
| Name | Verified Name |
|---|---|
| Address | 100 LEXINGTON DR, LOVELAND, OH 45140-7126 |
| Document Number | 0003157785 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 3157/785 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639,606 Land $80,000 Building $559,606 | $639,606 Land $80,000 Building $559,606 | |
| 2024 | $3,637.00 (+3.85%) | ||
| 2023 | $3,502.00 (+1.27%) Homeowner's exemption | $628,812 (+17.5%) Land $55,132 Building $573,680 | $628,812 (+17.5%) Land $55,132 Building $573,680 |
| 2022 | $3,458.00 Homeowner's exemption | $535,170 Land $61,197 Building $473,973 | $535,170 Land $61,197 Building $473,973 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 347 Latrium Cir in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 347 Latrium Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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