344 Latrium Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 344 Latrium Cir, Miramar Beach, FL 32550

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,274 sqft · built 1982
Lot Size0.186 acres (8,102 sqft)
Owner2 Individuals on Record
Last Sale$700,000 (Sep 2022)
Tax Bill$3,723 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Mar 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-2S-21-42140-000-3440

Property Details

APN / Parcel Number

Primary APN27-2S-21-42140-000-3440
Alternative APNs
  • 27-221-42140-000-3440
  • 1055939

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,274 sqft Living Area
Gross Area2,124 sqft
1st Floor Area1,274 sqft
FlooringWood
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2010
Exterior MaterialWood
Construction TypeFrame
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions113 ft deep x 30 ft wide
Garage TypeAttached
Garage Area420 sqft
PorchFinished Screened Porch
Porch Area40 sqft
Patio Area390 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address344 LATRIUM CIR
CityMIRAMAR BEACH
StateFL
Zip32550-4589
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSD
Legal DescriptionLOT 344 LATRIUM PB 5-52 & 1/47 INT IN COMMON ELEMENT ALSO TO INCLUDE: THAT PART IN NW/C OF LOT 345 AS DESC IN OR 413-615 (BEING PARCEL A) LESS & EXCEPT: THAT PART IN SE/C OF LOT 344 AS DESC IN OR 413-616 (BEING PARCEL B) OR 925-267 OR 3091-481 OR 309
Legal Range021
Legal Township02S
Legal Section27
Legal SubdivisionATRIUM
Legal Block34
Legal Lot Number344
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2018
Census Tract950609

Owner

Source: Walton County assessment roll, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Mar 29, 2021Intrafamily Transfer, Transfer
Mar 14, 2019Quit Claim Deed, Transfer
BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC
Nov 28, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 7, 2022 · Amount on Record
Deed SaleSep 7, 2022 · Amount on Record
Prior SaleNov 28, 2018 · Amount on Record
Deed Document Number202240219
Deed Book / Page3265 / 4187
Prior Transfer DateMar 29, 2021
Prior Transfer Doc0031900381
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 7, 2022
Property Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589
Document Number0032654187
Book / Page3265 / 4187
Map ReferenceMB 5 PG 52
Instrument DateSep 1, 2022
Instrument20220040219
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyBURKE LAW AND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1503 ISLAND GREEN LN E, 1503, MIRAMAR BEACH, FL 32550-5816

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589

Mortgage

Document Number0032654190
DateSep 7, 2022
Instrument3265/4190
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateMar 29, 2021
Property Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589
Document Number0031900381
Book / Page3190 / 381
Map ReferenceMB 5 PG 52
Instrument DateMar 29, 2021
Instrument20210014969
Transaction TypeTransfer
Record UpdatedDec 7, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1503 ISLAND GREEN LN E, 1503, MIRAMAR BEACH, FL 32550-5816

Transferred To (Grantee/Buyer)

NameVerified Name
Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateMar 14, 2019
Property Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589
Document Number0030993155
Book / Page003099 / 003155
Instrument DateMar 13, 2019
Instrument7694
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyBURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1503 ISLAND GREEN LN E MIRAMAR BEACH FL 325505816, MIRAMAR BEACH, FL 32550-5816

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateNov 28, 2018
Property Address344 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589
Document Number0030910481
Book / Page003091 / 000481
Instrument DateNov 20, 2018
Instrument39410
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$840.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1503 ISLAND GREEN LN E MIRAMAR BEACH FL 325505816, MIRAMAR BEACH, FL 32550-5816

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,723.00 (+2.06%)$460,644 (-10.65%)$555,224 (+7.69%) Land $80,000 Building $475,224
2024$3,648.00 (+10.95%)
2023$3,288.00 (-0.78%) Homeowner's exemption$515,562 (+27.87%) Land $55,132 Building $460,430$515,562 (+27.87%) Land $55,132 Building $460,430
2022$3,314.00$403,203 Land $61,197 Building $342,006$403,203 Land $61,197 Building $342,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 428 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies645 units insured
incl. 217 condo units
Nearby Flood Claims23 (1998–2024)
Claims Outside the SFHA10 of 23
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.

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