Walton County property record for 346 Latrium Cir, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,984 sqft · built 1982 |
| Lot Size | 0.155 acres (6,795 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jan 2015) |
| Tax Bill | $2,194 (2024) |
| Deeds & Mortgages | Jun 2022 Transfer Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-21-42140-000-3460 |
| Primary APN | 27-2S-21-42140-000-3460 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 2,813 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 6,795 sqft (0.155 acres) |
| Lot Dimensions | 12.2 ft deep x 2.8 ft wide |
| Garage Type | Finished |
| Garage Area | 483 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | Deck Area |
| Patio Area | 226 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1055941 |
|---|---|
| Street Address | 346 LATRIUM CIR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-4589 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SD |
| Legal Description | LOT 346 L'ATRIUM PB 5-52 & 1/47 INT IN COMMON ELEMENT OR 1665-114 OR 2430-572 OR 2752-233 OR 2968-2451 OR 3254-3584 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 27 |
| Legal Subdivision | L'ATRIUM S/D |
| Legal Lot Number | 346 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 346 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Oct 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHPOINT BANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 12, 2015 · Amount on Record |
| Deed Sale | Jan 12, 2015 · Amount on Record |
| Prior Sale | Jan 12, 2015 · Amount on Record |
| Deed Document Number | 0029682451 |
| Deed Book / Page | 002968 / 002451 |
| Last Transfer Date | Jun 2, 2022 |
| Transfer Doc | 0032543584 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 2, 2022 |
| Property Address | 346 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0032543584 |
| Book / Page | 3254 / 3584 |
| Map Reference | MB 5 PG 52 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 20220026054 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 346 LATRIUM CIR, 346, MIRAMAR BEACH, FL 32550-4589 |
| Name | Verified Name |
|---|---|
| Address | 346 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 346 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031252686 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 3125/2686 |
| Instrument | 20190041559 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 346 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 346 LATRIUM CIR, MIRAMAR BEACH, FL 32550-4589 |
| Document Number | 0031622176 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 3162/2176 |
| Instrument | 20200038887 |
| Name | SOUTHPOINT BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $652,610 (+1.63%) Land $80,000 Building $572,610 | $652,610 (+1.63%) Land $80,000 Building $572,610 | |
| 2024 | $2,194.00 (+4.08%) | ||
| 2023 | $2,108.00 (+1.44%) Homeowner's exemption | $642,150 (+17.58%) Land $55,132 Building $587,018 | $642,150 (+17.58%) Land $55,132 Building $587,018 |
| 2022 | $2,078.00 Homeowner's exemption | $546,157 Land $61,197 Building $484,960 | $546,157 Land $61,197 Building $484,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 428 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 645 units insured incl. 217 condo units |
| Nearby Flood Claims | 23 (1998–2024) |
| Claims Outside the SFHA | 10 of 23 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.
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