347 Harbour Pointe Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 347 Harbour Pointe Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,115 sqft · built 1993
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Aug 2020)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24U-54-1033`

Property Details

APN / Parcel Number

Primary APN	`24U-54-1033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,115 sqft Living Area
Gross Area	3,598 sqft
1st Floor Area	1,530 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	75 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	96 sqft
Patio Area	63 sqft
Balcony Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	347 HARBOUR POINTE DR
City	WILDWOOD
State	MO
Zip	63040-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	LANDINGS AT LAKE CHESTERFIELD PLAT TWO (THE) LOT 43
Legal Subdivision	LANDINGS AT LAKE CHESTERFIELD PLAT TWO
Legal Lot Number	43
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1023
Census Tract	221506

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	347 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 19, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 7, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	20202959
Deed Book / Page	24250 / 4827
Prior Transfer Date	Apr 18, 1997
Prior Transfer Doc	0000000869
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	347 HARBOUR POINTE DR, GROVER, MO 63040-1939
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939

Mortgage

Document Number	0251522321
Date	Oct 6, 2021
Book Page	25152/2321
Instrument	2021100600777

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 19, 2020
Property Address	347 HARBOUR POINTE DR, GROVER, MO 63040-1939
Document Number	0242504827
Book / Page	24250 / 4827
Map Reference	MB 319 PG 44&45
Instrument Date	Jul 17, 2020
Instrument	2020081902959
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 HARBOUR POINTE DR, 347, WILDWOOD, MO 63040-1939

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939

Mortgage

Document Number	2020081902960
Date	Aug 19, 2020
Instrument	2020081902960

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 7, 2018
Property Address	347 HARBOUR POINTE DR, GROVER, MO 63040-1939
Document Number	0229282890
Book / Page	022928 / 002890
Instrument Date	Mar 1, 2018
Instrument	566
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	CLEAR TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	347 HARBOUR POINTE DR WILDWOOD MO 630401939, WILDWOOD, MO 63040-1939

Mortgage

Document Number	229282893
Date	Mar 7, 2018
Book Page	022928/002893
Instrument	567

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,800 (-) Land $26,600 Building $61,200	$462,100 (-) Land $140,000 Building $322,100
2025	$5,984.00 (+2.47%)	$87,800 (+4.54%) Land $26,600 Building $61,200	$462,100 (+4.55%) Land $140,000 Building $322,100
2024	$5,840.00 (+0.09%)
2023	$5,835.00	$83,990 Land $16,630 Building $67,360	$442,000 Land $87,500 Building $354,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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