343 Harbour Pointe Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 343 Harbour Pointe Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,546 sqft · built 1993
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$149,400 (Sep 2010)
Tax Bill	$5,557 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Dec 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24U-54-1022`

Property Details

APN / Parcel Number

Primary APN	`24U-54-1022`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,546 sqft Living Area
Gross Area	3,092 sqft
1st Floor Area	1,254 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	75 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	318 sqft
Patio Area	318 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	343 HARBOUR POINTE DR
City	WILDWOOD
State	MO
Zip	63040-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	LANDINGS AT LAKE CHESTERFIELD PLAT TWO (THE) LOT 42
Legal Subdivision	LANDINGS AT LAKE CHESTERFIELD PLAT TWO
Legal Lot Number	42
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1023
Census Tract	221506

Owner

343 Harbour Pointe Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	343 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Dec 23, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMERCE BANK
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2010 · Amount on File
Deed Sale	Sep 13, 2010 · Amount on File
Prior Sale	Aug 4, 2003 · Amount on File
Deed Document Number	20101238
Deed Book / Page	19112 / 2438
Last Transfer Date	Jan 16, 2026
Transfer Doc	0000000724
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	343 HARBOUR POINTE DR, GROVER, MO 63040-1939
Transaction Type	Mortgage
Record Updated	Jul 31, 2023
Title Company	CTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939

Mortgage

Document Number	2023032900345
Date	Mar 29, 2023
Instrument	2023032900345

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	343 HARBOUR POINTE DR, GROVER, MO 63040-1939
Transaction Type	Mortgage
Record Updated	Jun 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939

Mortgage

Document Number	0245342336
Date	Dec 23, 2020
Book Page	24534/2336
Instrument	2020122301334

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	48 Months
Due	Dec 10, 2024

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	343 HARBOUR POINTE DR, GROVER, MO 63040-1939
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 HARBOUR POINTE DR, WILDWOOD, MO 63040-1939

Mortgage

Document Number	0245740333
Date	Jan 8, 2021
Book Page	24574/333
Instrument	2021010800649

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Dec 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 343 Harbour Pointe Dr was $5,557, down 0.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,530 (-) Land $26,600 Building $54,930	$429,100 (-) Land $140,000 Building $289,100
2025	$5,557.00 (-0.68%)	$81,530 Land $26,600 Building $54,930	$429,100 Land $140,000 Building $289,100
2024	$5,595.00 (+0.09%)
2023	$5,590.00	$80,470 Land $16,630 Building $63,840	$423,500 Land $87,500 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Harbour Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Harbour Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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