342 Harbour Pointe Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 342 Harbour Pointe Dr, Grover, MO 63040

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,880 sqft · built 1994
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$343,500 (May 2006)
Tax Bill	$6,195 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24U-54-1132`

Property Details

APN / Parcel Number

Primary APN	`24U-54-1132`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,405 sqft
1st Floor Area	1,280 sqft
Basement Area	1,000 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	75 ft deep x 75 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Patio Area	30 sqft
Balcony Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	342 HARBOUR POINTE DR
City	WILDWOOD
State	MO
Zip	63040-1937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	107R3
Legal Description	LANDINGS AT LAKE CHESTERFIELD PLAT TWO (THE) LOT 53
Legal Subdivision	LANDINGS AT LAKE CHESTERFIELD PLAT TWO
Legal Lot Number	53
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	1
Census Block	1023
Census Tract	221506

Owner

342 Harbour Pointe Dr is owned and occupied by two individuals who bought it in May 2006.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	342 HARBOUR POINTE DR, WILDWOOD, MO 63040-1937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2006 · Amount on File
Deed Sale	May 22, 2006 · Amount on File
Deed Document Number	2006747
Deed Book / Page	17168 / 1431
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	342 HARBOUR POINTE DR, GROVER, MO 63040-1937
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 HARBOUR POINTE DR, GROVER, MO 63040-1937

Mortgage

Document Number	0244421458
Date	Nov 16, 2020
Book Page	24442/1458
Instrument	2020111600976

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 342 Harbour Pointe Dr was $6,195, down 1.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,630 (-) Land $26,600 Building $67,030	$492,800 (-) Land $140,000 Building $352,800
2025	$6,195.00 (-1.57%)	$93,630 Land $26,600 Building $67,030	$492,800 Land $140,000 Building $352,800
2024	$6,294.00 (+0.08%)
2023	$6,289.00	$90,520 Land $16,630 Building $73,890	$476,400 Land $87,500 Building $388,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 342 Harbour Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 342 Harbour Pointe Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTIRE VALLEY SUBD private · serves 260 people · EPA ID MO6036274
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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