342 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 342 E Millstream Rd, Cream Ridge, NJ 08514 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,344 sqft · built 1992
Lot Size1.46 acres (64,033 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Feb 2022)
Tax Bill$8,006 (2025)
Deeds & MortgagesJun 2022 Reverse Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-00061-0000-00009

Property Details

APN / Parcel Number

Primary APN24-00061-0000-00009
Alternative APN
  • 240006100009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,344 sqft Living Area
1st Floor Area1,344 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area64,033 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address342 E MILLSTREAM RD
CityCREAM RIDGE
StateNJ
Zip08514-2406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.47AC
Legal Block61
Legal Lot Number9
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group4
Census Block4005
Census Tract718000

Owner

Source: Ocean County and Plumsted Township records · APN 24-00061-0000-00009

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address342 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2406
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Feb 04, 2022Deed, Transfer · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 04, 2022 · Amount on Record
Deed SaleFeb 04, 2022 · Amount on Record
Deed Document Number202215416
Deed Book / Page18896 / 1210
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address342 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2406
Transaction TypeMortgage
Record UpdatedJun 28, 2022
Title CompanyEQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2406

Mortgage

Document Number0190620380
DateJun 10, 2022
Book Page19062/380
Instrument2022067002
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Address77113
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term644 Months
DueFeb 19, 2076

February 2022: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateFeb 04, 2022
Property Address342 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2406
Document Number0188961210
Book / Page18896 / 1210
Instrument DateJan 18, 2022
Instrument2022015416
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,559.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20365 CORKSCREW SHORES BLVD, 20365, ESTERO, FL 33928-9138

Transferred To (Grantee/Buyer)

NameVerified Name
Address342 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2406

Mortgage

Document Number2022015417
DateFeb 04, 2022
Instrument2022015417
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$415,500 (+82%) Land $195,700 Building $219,800$415,500 (+82%) Land $195,700 Building $219,800
2025$8,006.00 (+12.73%)$228,300 (-) Land $123,500 Building $104,800$228,300 (-) Land $123,500 Building $104,800
2024$7,102.00 (+16.94%)
2023$228,300 Land $123,500 Building $104,800$228,300 Land $123,500 Building $104,800
2022$6,073.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ocean County (34029C), updated March 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340297180004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024, rainfall accumulation

Wildfire

Wildfire RiskModerate
above 62% of the US · above 76% of New Jersey
Wildfire LikelihoodAbout 1 in 588 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 50 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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