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343 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 343 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,102 sqft · built 1981
Lot Size3.1 acres (135,036 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Aug 2019)
Tax Bill$9,518 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Jan 2012 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-00059-0000-00023

Property Details

APN / Parcel Number

Primary APN24-00059-0000-00023
Alternative APN
  • 240005900023

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,102 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleColonial
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area135,036 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address343 E MILLSTREAM RD
CityCREAM RIDGE
StateNJ
Zip08514-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-5
Legal Description3.10 AC.
Legal SubdivisionPLUMSTED TOWNSHIP
Legal Block59
Legal Lot Number23
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group4
Census Block4007
Census Tract718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address343 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2019Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 3, 2012Deed of Trust, Mortgage · Line of Credit
ROMA BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2019 · Amount on Record
Deed SaleAug 9, 2019 · Amount on Record
Deed Document Number201977063
Deed Book / Page17565 / 1609
Record UpdatedSep 20, 2026

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateAug 9, 2019
Property Address343 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Document Number0175651609
Book / Page17565 / 1609
Map ReferenceMAP C-717
Instrument DateJul 16, 2019
Instrument2019077063
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyACRESS LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,452.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address343 EAST MILLSTREAM ROAD, 343, PLUMSTED, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 EAST MILLSTREAM ROAD, PLUMSTED, NJ

Mortgage

Document Number2019077064
DateAug 9, 2019
Instrument2019077064
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

January 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address343 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Document Number0171000234
Instrument DateJan 3, 2012
Transaction TypeMortgage
Record UpdatedMay 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 E MILLSTREAM RD CREAM RIDGE NJ 085142409, CREAM RIDGE, NJ 08514-2409

Mortgage

Document Number0171000234
DateMay 1, 2018
Book Page017100/000234
Instrument41732
Lender
NameROMA BK
TypeBank
AddressROBBINSVILLE, NJ 08691-1411
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$544,500 (+100.63%) Land $231,000 Building $313,500$544,500 (+100.63%) Land $231,000 Building $313,500
2025$9,518.00 (+12.73%)$271,400 (-) Land $135,800 Building $135,600$271,400 (-) Land $135,800 Building $135,600
2024$8,443.00 (+12.32%)
2023$271,400 Land $135,800 Building $135,600$271,400 Land $135,800 Building $135,600
2022$7,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 75% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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