342 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 342 Commonwealth Rd, Mount Pleasant, SC 29466 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,116 sqft · built 2006
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$527,500 (Jun 2018)
Tax Bill	$2,381 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2018 Sale & Line of Credit
Flood Zone	Zone AE (high risk)
APN	`596-08-00-158`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-158`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,116 sqft Living Area
Gross Area	5,145 sqft
1st Floor Area	1,794 sqft
Upper Floors Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	250 sqft
Porch	Slab
Porch Area	477 sqft
Deck Area	264 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	342 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK DESCRIPTION -LOT 163 PHASE II
Legal Subdivision	DARRELL CREEK
Legal Phase	2
Legal Lot Number	163
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	4617

Owner

Source: Charleston County records · APN 596-08-00-158

Assessment roll updated August 1, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	342 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jun 01, 2018	Grant Deed, Transfer · Line of Credit HERITAGE TR FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2018 · Amount on Record
Deed Sale	Jun 01, 2018 · Amount on Record
Prior Sale	Apr 08, 2005 · Amount on Record
Deed Book / Page	722 / 706
Prior Transfer Date	Aug 12, 2008
Prior Transfer Doc	0000030924
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	342 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0909/0220
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 COMMONWEALTH RD MOUNT PLEASANT SC 294668327, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0909/0220
Date	Aug 25, 2020
Book Page	000909/000220

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jun 01, 2018
Property Address	342 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0722/0706
Book / Page	000722 / 000706
Instrument Date	May 10, 2018
Transaction Type	Transfer
Record Updated	Jun 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$527.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	342 COMMONWEALTH RD MOUNT PLEASANT SC 294668327, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	722/0709
Date	Jun 01, 2018
Book Page	000722/000709

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 31, 2025

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	722/0708,
Date	Jun 01, 2018
Book Page	000722/000708

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated August 1, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,381.00 (+12.26%)
2024	$2,121.00 (+8.77%)	$21,200 (-)
2022	$1,950.00	$21,200	$530,000 (-) Land $215,000 Building $315,000
2020			$530,000 Land $215,000 Building $315,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 359 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023, tidal / storm surge, Hurricane Idalia
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of South Carolina
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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