3468 Modesto Ln, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 3468 Modesto Ln, Carmel, IN 46074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,182 sqft · built 2006
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$379,050 (Apr 2026)
Tax Bill$4,812 (2024)
Deeds & MortgagesApr 2026 Sale & Mortgage
Apr 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-09-20-013-033.000-018

Property Details

APN / Parcel Number

Primary APN29-09-20-013-033.000-018
Alternative APN
  • 1709200013033000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,182 sqft Living Area
Gross Area3,630 sqft
1st Floor Area3,230 sqft
2nd Floor Area1,134 sqft
Basement Area1,048 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeFrame
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions120 ft deep x 67.9 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3468 MODESTO LN
CityCARMEL
StateIN
Zip46074-8454
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .19, SECTION 20, TOWNSHIP 18, RANGE 3, STANFORD PARK, SECTION 2A, LOT 161
Legal Range03
Legal Township18
Legal Section20
Legal SubdivisionSTANFORD PARK SECTION 2A
Legal Lot Number161
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3004
Census Tract110910

Owner

Source: Hamilton County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3468 MODESTO LN, CARMEL, IN 46074-8454
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 30, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 26, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Aug 2, 2017Quit Claim Deed, Transfer · FHA Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2026 · Amount on Record
Deed SaleApr 30, 2026 · Amount on Record
Prior SaleApr 26, 2023 · Amount on Record
Deed Document Number202618754
Prior Transfer DateJul 4, 2017
Prior Transfer Doc0000037318
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 30, 2026
Property Address3468 MODESTO LN, CARMEL, IN 46074-8454
Document Number0000018754
Instrument DateApr 28, 2026
Instrument2026.18754
Transaction TypeTransfer
Record UpdatedMay 14, 2026
Title CompanyCENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3468 MODESTO LN, CARMEL, IN 46074-8454

Mortgage

Document Number0000018755,
DateApr 30, 2026
Instrument2026..18755
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 30, 2026
Property Address3468 MODESTO LN, CARMEL, IN 46074-8454
Document Number0000018754
Instrument DateApr 28, 2026
Instrument202618754
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyCENTURION LAND TITLE INC, CENTURION LAND TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3468 MODESTO LN, CARMEL, IN 46074-8454

Mortgage

Document Number0000018755,
DateApr 30, 2026
Instrument202618755
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateApr 26, 2023
Property Address3468 MODESTO LN, CARMEL, IN 46074-8454
Document Number0000014760
Map ReferenceDOC 2009009155
Instrument DateApr 24, 2023
Instrument2023014760
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3468 MODESTO LN, CARMEL, IN 46074-8454

Mortgage

Document Number0000014761
DateApr 26, 2023
Instrument2023014761
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateAug 2, 2017
Property Address3468 MODESTO LN, CARMEL, IN 46074-8454
Document Number0000037318
Instrument DateJul 24, 2017
Instrument37318
Transaction TypeTransfer
Record UpdatedJan 23, 2018
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3468 MODESTO LN CARMEL IN 460748454, CARMEL, IN 46074-8454

Mortgage

Document Number37319
DateAug 2, 2017
Instrument37319
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$431,700 (+0.82%) Land $116,300 Building $315,400$431,700 (+0.82%) Land $116,300 Building $315,400
2024$4,812.00 (+18.55%)$428,200 (+11.63%) Land $116,300 Building $311,900$428,200 (+11.63%) Land $116,300 Building $311,900
2023$4,059.00 (+13.7%)$383,600 (+21.43%) Land $63,000 Building $320,600$383,600 (+21.43%) Land $63,000 Building $320,600
2022$3,570.00 Homeowner's exemption$315,900 Land $63,000 Building $252,900$315,900 Land $63,000 Building $252,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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