3433 Modesto Ln, Carmel (Westfield), IN 46074 Property Records

Hamilton County property record for 3433 Modesto Ln, Carmel, IN 46074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,368 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$315,875 (Jun 2026)
Tax Bill	$4,777 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-20-013-029.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-20-013-029.000-018`
Alternative APN	`1709200013029000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	3,489 sqft
1st Floor Area	3,097 sqft
2nd Floor Area	1,155 sqft
Basement Area	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	120 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3433 MODESTO LN
City	CARMEL
State	IN
Zip	46074-8454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .15, SECTION 20, TOWNSHIP 18, RANGE 3, STANFORD PARK, SECTION 2A, LOT 157
Legal Range	03
Legal Township	18
Legal Section	20
Legal Subdivision	STANFORD PARK SECTION 2A
Legal Lot Number	157
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3005
Census Tract	110910

Owner

3433 Modesto Ln is owned and occupied by an individual who bought it in June 2026.

Source: Hamilton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3433 MODESTO LN, CARMEL, IN 46074-8454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Jan 16, 2008 · Amount on File
Deed Document Number	202625835
Prior Transfer Date	Oct 18, 2007
Prior Transfer Doc	0000002633
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 9, 2026
Property Address	3433 MODESTO LN, CARMEL, IN 46074-8454
Document Number	0000025835
Instrument Date	Jun 7, 2026
Instrument	202625835
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3433 MODESTO LN, CARMEL, IN 46074-8454

Mortgage

Document Number	0000025836,
Date	Jun 9, 2026
Instrument	202625836

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,900 (-0.12%) Land $106,900 Building $318,000	$424,900 (-0.12%) Land $106,900 Building $318,000
2024	$4,777.00 (+18.89%)	$425,400 (+11.89%) Land $106,900 Building $318,500	$425,400 (+11.89%) Land $106,900 Building $318,500
2023	$4,018.00 (+14.15%)	$380,200 (+21.78%) Land $58,000 Building $322,200	$380,200 (+21.78%) Land $58,000 Building $322,200
2022	$3,520.00	$312,200 Land $58,000 Building $254,200	$312,200 Land $58,000 Building $254,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3433 Modesto Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3433 Modesto Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20