Hamilton County property record for 3456 Modesto Ln, Carmel, IN 46074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,596 sqft · built 2008 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jun 2021) |
| Tax Bill | $5,478 (2024) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-20-013-034.000-018 |
| Primary APN | 29-09-20-013-034.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,596 sqft Living Area |
| 1st Floor Area | 1,416 sqft |
| 2nd Floor Area | 1,180 sqft |
| Basement Area | 1,416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709200013034000 |
|---|---|
| Street Address | 3456 MODESTO LN |
| City | CARMEL |
| State | IN |
| Zip | 46074-8454 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .18, SECTION 20, TOWNSHIP 18, RANGE 3, STANFORD PARK, SECTION 2A, LOT 162 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 20 |
| Legal Subdivision | STANFORD PARK SECTION 2A |
| Legal Lot Number | 162 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 110910 |
3456 Modesto Ln is owned and occupied by an individual who bought it in June 2021.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3456 MODESTO LN, CARMEL, IN 46074-8454 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 2, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on File |
| Deed Sale | Jun 4, 2021 · Amount on File |
| Prior Sale | Aug 15, 2008 · Amount on File |
| Deed Document Number | 2021041797 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 4, 2021 |
| Property Address | 3456 MODESTO LN, CARMEL, IN 46074-8454 |
| Document Number | 0000041797 |
| Map Reference | DOC 20060014565 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021041797 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3456 MODESTO LN, CARMEL, IN 46074-8454 |
| Document Number | 0000041798 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021041798 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3456 MODESTO LN, CARMEL, IN 46074-8454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004065 |
|---|---|
| Date | Jan 27, 2017 |
| Instrument | 2017004065 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 19, 2057 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 3456 MODESTO LN, CARMEL, IN 46074-8454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000035046 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 2019035046 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2034 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $483,900 (+0.48%) Land $114,600 Building $369,300 | $483,900 (+0.48%) Land $114,600 Building $369,300 | |
| 2024 | $5,478.00 (+17.53%) | $481,600 (+11.12%) Land $114,600 Building $367,000 | $481,600 (+11.12%) Land $114,600 Building $367,000 |
| 2023 | $4,661.00 (+15.77%) Homeowner's exemption | $433,400 (+22.08%) Land $62,100 Building $371,300 | $433,400 (+22.08%) Land $62,100 Building $371,300 |
| 2022 | $4,026.00 Homeowner's exemption | $355,000 Land $62,100 Building $292,900 | $355,000 Land $62,100 Building $292,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3456 Modesto Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3456 Modesto Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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