3468 Barina St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3468 Barina St, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,723 sqft · built 2019
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,000 (Jun 2026)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`14-26-30-0099-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`14-26-30-0099-0001-0010`
Alternative APN	`263014009900010010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,723 sqft Living Area
Gross Area	2,398 sqft
1st Floor Area	1,723 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3468 BARINA ST
City	SAINT CLOUD
State	FL
Zip	34769-5634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANOPY RESERVE PB 28 PGS 1-2 LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	14
Legal Subdivision	CANOPY RESERVE
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2019
Census Tract	43303

Owner

Source: Osceola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3468 BARINA ST, SAINT CLOUD, FL 34769-5634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE
Jun 16, 2026	Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE GROUP INC
Jan 6, 2020	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jan 6, 2020 · Amount on Record
Deed Document Number	202679118
Deed Book / Page	6988 / 2881
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2026
Property Address	3468 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0069882881
Book / Page	6988 / 2881
Instrument Date	Jun 15, 2026
Instrument	202679118
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$276,437.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3468 BARINA ST, SAINT CLOUD, FL 34769-5634

Mortgage

Document Number	0000079119,
Date	Jun 16, 2026
Instrument	202679119

Lender

Name	ATLANTIC BAY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 16, 2026
Property Address	3468 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0000079118
Book / Page	6988 / 2881
Instrument Date	Jun 15, 2026
Instrument	202679118
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$276,437.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3468 BARINA ST, SAINT CLOUD, FL 34769-5634

Mortgage

Document Number	0000079119,
Date	Jun 16, 2026
Instrument	202679119

Lender

Name	ATLANTIC COAST MORTGAGE GROUP INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 6, 2020
Property Address	3468 BARINA ST, SAINT CLOUD, FL 34769-5634
Document Number	0056521156
Book / Page	005652 / 001156
Instrument Date	Dec 30, 2019
Instrument	1288
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,872.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3468 BARINA ST ST CLOUD FL 347695634, ST CLOUD, FL 34769-5634

Mortgage

Document Number	56521158
Date	Jan 6, 2020
Book Page	005652/001158
Instrument	1289

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,890.00 (+7.4%)	$329,400 (+5.07%) Land $67,000 Building $262,400	$329,400 (+5.07%) Land $67,000 Building $262,400
2024	$5,484.00 (+7%)
2023	$5,125.00 (+15.09%)	$313,500 (+26.97%) Land $60,000 Building $253,500	$313,500 (+26.97%) Land $60,000 Building $253,500
2022	$4,453.00	$246,900 Land $45,000 Building $201,900	$246,900 Land $45,000 Building $201,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 41% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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